▼ 0.50% · 3.625%
HK$21,847
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,527
−HK$690/mo
Today · 4.125%
HK$23,217
baseline
▲ 0.50% · 4.625%
HK$24,630
+HK$1,413/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,434/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,305
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,957
−HK$661/mo
Today · 4.125%
HK$25,618
baseline
▲ 0.50% · 4.625%
HK$26,968
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,236/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,032
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,779
−HK$760/mo
Today · 4.125%
HK$25,539
baseline
▲ 0.50% · 4.625%
HK$27,093
+HK$1,554/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,078/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,735
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,452
−HK$728/mo
Today · 4.125%
HK$28,180
baseline
▲ 0.50% · 4.625%
HK$29,665
+HK$1,485/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,360/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,217
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,032
−HK$829/mo
Today · 4.125%
HK$27,861
baseline
▲ 0.50% · 4.625%
HK$29,556
+HK$1,695/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,722/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,166
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,948
−HK$793/mo
Today · 4.125%
HK$30,741
baseline
▲ 0.50% · 4.625%
HK$32,362
+HK$1,621/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,482/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,401
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,285
−HK$897/mo
Today · 4.125%
HK$30,182
baseline
▲ 0.50% · 4.625%
HK$32,019
+HK$1,837/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$60,364/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,596
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,444
−HK$859/mo
Today · 4.125%
HK$33,303
baseline
▲ 0.50% · 4.625%
HK$35,059
+HK$1,756/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$66,606/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,586
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,537
−HK$967/mo
Today · 4.125%
HK$32,504
baseline
▲ 0.50% · 4.625%
HK$34,482
+HK$1,978/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$65,008/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,027
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,939
−HK$926/mo
Today · 4.125%
HK$35,865
baseline
▲ 0.50% · 4.625%
HK$37,755
+HK$1,890/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$71,730/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,771
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,790
−HK$1,036/mo
Today · 4.125%
HK$34,826
baseline
▲ 0.50% · 4.625%
HK$36,945
+HK$2,119/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,652/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,457
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,435
−HK$992/mo
Today · 4.125%
HK$38,427
baseline
▲ 0.50% · 4.625%
HK$40,452
+HK$2,025/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,854/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,955
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,043
−HK$1,104/mo
Today · 4.125%
HK$37,147
baseline
▲ 0.50% · 4.625%
HK$39,408
+HK$2,261/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$74,294/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,888
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,930
−HK$1,059/mo
Today · 4.125%
HK$40,989
baseline
▲ 0.50% · 4.625%
HK$43,149
+HK$2,160/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$81,978/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,140
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,295
−HK$1,174/mo
Today · 4.125%
HK$39,469
baseline
▲ 0.50% · 4.625%
HK$41,871
+HK$2,402/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,938/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,318
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,426
−HK$1,124/mo
Today · 4.125%
HK$43,550
baseline
▲ 0.50% · 4.625%
HK$45,846
+HK$2,296/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,100/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,325
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,548
−HK$1,243/mo
Today · 4.125%
HK$41,791
baseline
▲ 0.50% · 4.625%
HK$44,334
+HK$2,543/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,582/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,748
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,922
−HK$1,190/mo
Today · 4.125%
HK$46,112
baseline
▲ 0.50% · 4.625%
HK$48,543
+HK$2,431/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,224/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).