▼ 0.50% · 3.625%
HK$21,162
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,820
−HK$669/mo
Today · 4.125%
HK$22,489
baseline
▲ 0.50% · 4.625%
HK$23,858
+HK$1,369/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,978/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,543
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,174
−HK$641/mo
Today · 4.125%
HK$24,815
baseline
▲ 0.50% · 4.625%
HK$26,123
+HK$1,308/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,630/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,278
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,002
−HK$736/mo
Today · 4.125%
HK$24,738
baseline
▲ 0.50% · 4.625%
HK$26,243
+HK$1,505/mo
Deposit HK$4.18M · loan HK$5.10M · min. income ≈ HK$49,476/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,897
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,591
−HK$705/mo
Today · 4.125%
HK$27,296
baseline
▲ 0.50% · 4.625%
HK$28,735
+HK$1,439/mo
Deposit HK$4.18M · loan HK$5.10M · min. income ≈ HK$54,592/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,395
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,184
−HK$803/mo
Today · 4.125%
HK$26,987
baseline
▲ 0.50% · 4.625%
HK$28,629
+HK$1,642/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,974/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,251
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,009
−HK$768/mo
Today · 4.125%
HK$29,777
baseline
▲ 0.50% · 4.625%
HK$31,347
+HK$1,570/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,554/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,511
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,366
−HK$870/mo
Today · 4.125%
HK$29,236
baseline
▲ 0.50% · 4.625%
HK$31,015
+HK$1,779/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,472/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,605
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,426
−HK$833/mo
Today · 4.125%
HK$32,259
baseline
▲ 0.50% · 4.625%
HK$33,959
+HK$1,700/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,518/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,627
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,549
−HK$936/mo
Today · 4.125%
HK$31,485
baseline
▲ 0.50% · 4.625%
HK$33,401
+HK$1,916/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$62,970/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,960
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,844
−HK$896/mo
Today · 4.125%
HK$34,740
baseline
▲ 0.50% · 4.625%
HK$36,572
+HK$1,832/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$69,480/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,743
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,731
−HK$1,003/mo
Today · 4.125%
HK$33,734
baseline
▲ 0.50% · 4.625%
HK$35,786
+HK$2,052/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,468/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,314
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,261
−HK$961/mo
Today · 4.125%
HK$37,222
baseline
▲ 0.50% · 4.625%
HK$39,184
+HK$1,962/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,444/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,859
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,913
−HK$1,070/mo
Today · 4.125%
HK$35,983
baseline
▲ 0.50% · 4.625%
HK$38,172
+HK$2,189/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$71,966/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,668
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,678
−HK$1,025/mo
Today · 4.125%
HK$39,703
baseline
▲ 0.50% · 4.625%
HK$41,796
+HK$2,093/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$79,406/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,976
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,095
−HK$1,137/mo
Today · 4.125%
HK$38,232
baseline
▲ 0.50% · 4.625%
HK$40,558
+HK$2,326/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,464/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,022
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,096
−HK$1,089/mo
Today · 4.125%
HK$42,185
baseline
▲ 0.50% · 4.625%
HK$44,408
+HK$2,223/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,370/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,092
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,277
−HK$1,203/mo
Today · 4.125%
HK$40,480
baseline
▲ 0.50% · 4.625%
HK$42,944
+HK$2,464/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,960/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,377
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,513
−HK$1,153/mo
Today · 4.125%
HK$44,666
baseline
▲ 0.50% · 4.625%
HK$47,021
+HK$2,355/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,332/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,059 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).