Home Kowloon City District HARBOUR PLACE TOWER 3

20/F K

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Floor

2/F A 432 ft² 2/F B 593 ft² 2/F C 590 ft² 2/F D 589 ft² 2/F E 481 ft² 2/F F 432 ft² 2/F G 593 ft² 2/F H 590 ft² 2/F J 589 ft² 2/F K 481 ft² 3/F A 432 ft² 3/F B 593 ft² 3/F C 590 ft² 3/F D 589 ft² 3/F E 481 ft² 3/F F 432 ft² 3/F G 593 ft² 3/F H 590 ft² 3/F J 589 ft² 3/F K 481 ft² 4/F A 432 ft² 4/F B 593 ft² 4/F C 590 ft² 4/F D 589 ft² 4/F E 481 ft² 4/F F 432 ft² 4/F G 593 ft² 4/F H 590 ft² 4/F J 589 ft² 4/F K 481 ft² 5/F A 432 ft² 5/F B 593 ft² 5/F C 590 ft² 5/F D 589 ft² 5/F E 481 ft² 5/F F 432 ft² 5/F G 593 ft² 5/F H 590 ft² 5/F J 589 ft² 5/F K 481 ft² 6/F A 432 ft² 6/F B 593 ft² 6/F C 590 ft² 6/F D 589 ft² 6/F E 481 ft² 6/F F 432 ft² 6/F G 593 ft² 6/F H 590 ft² 6/F J 589 ft² 6/F K 483 ft² 7/F A 432 ft² 7/F B 593 ft² 7/F C 590 ft² 7/F D 589 ft² 7/F E 481 ft² 7/F F 432 ft² 7/F G 593 ft² 7/F H 590 ft² 7/F J 589 ft² 7/F K 481 ft² 8/F A 432 ft² 8/F B 593 ft² 8/F C 590 ft² 8/F D 589 ft² 8/F E 481 ft² 8/F F 432 ft² 8/F G 593 ft² 8/F H 590 ft² 8/F J 589 ft² 8/F K 481 ft² 9/F A 432 ft² 9/F C 590 ft² 9/F D 589 ft² 9/F E 481 ft² 9/F F 432 ft² 9/F G 593 ft² 9/F H 590 ft² 9/F J 589 ft² 9/F K 481 ft² 9/F B 593 ft² 10/F A 432 ft² 10/F B 593 ft² 10/F C 590 ft² 10/F D 589 ft² 10/F E 481 ft² 10/F F 432 ft² 10/F G 593 ft² 10/F H 590 ft² 10/F J 589 ft² 10/F K 481 ft² 11/F A 432 ft² 11/F B 593 ft² 11/F C 590 ft² 11/F D 589 ft² 11/F E 481 ft² 11/F F 432 ft² 11/F G 593 ft² 11/F H 590 ft² 11/F J 589 ft² 11/F K 481 ft² 12/F A 432 ft² 12/F B 593 ft² 12/F C 590 ft² 12/F D 589 ft² 12/F E 481 ft² 12/F F 432 ft² 12/F G 593 ft² 12/F H 590 ft² 12/F J 589 ft² 12/F K 481 ft² 13/F A 432 ft² 13/F B 593 ft² 13/F C 590 ft² 13/F D 589 ft² 13/F E 481 ft² 13/F F 432 ft² 13/F G 593 ft² 13/F H 590 ft² 13/F J 589 ft² 13/F K 481 ft² 14/F A 432 ft² 14/F B 593 ft² 14/F C 590 ft² 14/F D 589 ft² 14/F E 481 ft² 14/F F 432 ft² 14/F G 593 ft² 14/F H 590 ft² 14/F J 589 ft² 14/F K 481 ft² 15/F A 432 ft² 15/F B 593 ft² 15/F C 590 ft² 15/F D 589 ft² 15/F E 481 ft² 15/F F 432 ft² 15/F G 593 ft² 15/F H 590 ft² 15/F J 589 ft² 15/F K 481 ft² 16/F A 432 ft² 16/F B 593 ft² 16/F C 590 ft² 16/F D 589 ft² 16/F E 481 ft² 16/F F 432 ft² 16/F G 593 ft² 16/F H 590 ft² 16/F J 589 ft² 16/F K 481 ft² 17/F A 432 ft² 17/F B 593 ft² 17/F C 590 ft² 17/F D 589 ft² 17/F E 481 ft² 17/F F 432 ft² 17/F G 593 ft² 17/F H 590 ft² 17/F J 589 ft² 17/F K 481 ft² 18/F A 432 ft² 18/F B 593 ft² 18/F C 590 ft² 18/F D 589 ft² 18/F E 481 ft² 18/F F 432 ft² 18/F G 593 ft² 18/F H 590 ft² 18/F J 589 ft² 18/F K 481 ft² 19/F A 432 ft² 19/F B 593 ft² 19/F C 590 ft² 19/F D 589 ft² 19/F E 481 ft² 19/F F 432 ft² 19/F G 593 ft² 19/F H 590 ft² 19/F J 589 ft² 19/F K 481 ft² 20/F A 432 ft² 20/F B 593 ft² 20/F C 590 ft² 20/F D 589 ft² 20/F E 481 ft² 20/F F 432 ft² 20/F G 593 ft² 20/F H 590 ft² 20/F J 589 ft² 20/F K 481 ft² 21/F A 432 ft² 21/F B 593 ft² 21/F C 590 ft² 21/F D 589 ft² 21/F E 481 ft² 21/F F 432 ft² 21/F G 593 ft² 21/F H 590 ft² 21/F J 589 ft² 21/F K 481 ft² 22/F A 432 ft² 22/F B 593 ft² 22/F C 590 ft² 22/F D 589 ft² 22/F E 481 ft² 22/F F 432 ft² 22/F G 593 ft² 22/F H 590 ft² 22/F J 589 ft² 22/F K 481 ft² 23/F A 432 ft² 23/F B 593 ft² 23/F C 590 ft² 23/F D 589 ft² 23/F E 481 ft² 23/F F 432 ft² 23/F G 593 ft² 23/F H 590 ft² 23/F J 589 ft² 23/F K 481 ft² 24/F A 432 ft² 24/F B 593 ft² 24/F C 590 ft² 24/F D 589 ft² 24/F E 481 ft² 24/F F 432 ft² 24/F G 593 ft² 24/F H 590 ft² 24/F J 589 ft² 24/F K 481 ft² 25/F A 432 ft² 25/F B 593 ft² 25/F C 590 ft² 25/F D 589 ft² 25/F E 481 ft² 25/F F 432 ft² 25/F G 593 ft² 25/F H 590 ft² 25/F J 589 ft² 25/F K 481 ft² 26/F A 432 ft² 26/F B 593 ft² 26/F C 590 ft² 26/F D 589 ft² 26/F E 481 ft² 26/F F 432 ft² 26/F G 593 ft² 26/F H 590 ft² 26/F J 589 ft² 26/F K 481 ft² 27/F A 429 ft² 27/F B 593 ft² 27/F C 590 ft² 27/F D 589 ft² 27/F E 481 ft² 27/F F 432 ft² 27/F G 593 ft² 27/F H 590 ft² 27/F J 589 ft² 27/F K 481 ft² 28/F A 432 ft² 28/F B 593 ft² 28/F C 590 ft² 28/F D 589 ft² 28/F E 481 ft² 28/F F 432 ft² 28/F G 593 ft² 28/F H 590 ft² 28/F J 589 ft² 28/F K 481 ft² 29/F A 432 ft² 29/F B 593 ft² 29/F C 590 ft² 29/F D 589 ft² 29/F E 481 ft² 29/F F 432 ft² 29/F G 593 ft² 29/F H 590 ft² 29/F J 589 ft² 29/F K 481 ft² 30/F A 432 ft² 30/F B 593 ft² 30/F C 590 ft² 30/F D 589 ft² 30/F E 481 ft² 30/F F 432 ft² 30/F G 593 ft² 30/F H 590 ft² 30/F J 589 ft² 30/F K 481 ft² 31/F A 432 ft² 31/F B 593 ft² 31/F C 590 ft² 31/F D 589 ft² 31/F E 481 ft² 31/F F 432 ft² 31/F G 593 ft² 31/F H 590 ft² 31/F J 589 ft² 31/F K 481 ft² 32/F A 432 ft² 32/F B 593 ft² 32/F C 590 ft² 32/F D 589 ft² 32/F E 481 ft² 32/F F 432 ft² 32/F G 593 ft² 32/F H 590 ft² 32/F J 589 ft² 32/F K 481 ft² 33/F A 432 ft² 33/F B 593 ft² 33/F C 590 ft² 33/F D 589 ft² 33/F E 481 ft² 33/F F 432 ft² 33/F G 593 ft² 33/F H 590 ft² 33/F J 589 ft² 33/F K 481 ft² 34/F A 432 ft² 34/F B 593 ft² 34/F C 590 ft² 34/F D 589 ft² 34/F E 481 ft² 34/F F 432 ft² 34/F G 593 ft² 34/F H 590 ft² 34/F J 589 ft² 34/F K 481 ft² 35/F A 432 ft² 35/F B 593 ft² 35/F C 590 ft² 35/F D 589 ft² 35/F E 481 ft² 35/F F 432 ft² 35/F G 593 ft² 35/F H 590 ft² 35/F J 589 ft² 35/F K 481 ft² 36/F A 432 ft² 36/F B 593 ft² 36/F C 590 ft² 36/F D 589 ft² 36/F E 481 ft² 36/F F 432 ft² 36/F G 593 ft² 36/F H 590 ft² 36/F J 589 ft² 36/F K 481 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$8.98M

≈ HK$18,669 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$898K, with repayments around HK$39,168/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$36,856

−HK$2,312/mo

▼ 0.25% · 3.875%

HK$38,003

−HK$1,165/mo

Today · 4.125%

HK$39,168

baseline

▲ 0.50% · 4.625%

HK$41,551

+HK$2,383/mo

Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,336/mo (50% DSR)

Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,388 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Whampoa Station

≈ 6 min walk · 429 m

Education

schools within 1 km (10 within 500 m)

Daily convenience

within 1 km (26 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Whampoa Station Station.

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 73 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 50 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: K
Saleable Area: 481 Saleable ft²
Gross Area: 630 ft²
Efficiency: 76%
District: Kowloon City District · Kowloon
School net (POA): 35

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-06-10	HK$9.60M	+74.5% 8.8y · 9.0%/yr	HK$19,958	HK$15,238
2011-08-24	HK$5.50M	+25.3%	HK$11,434	HK$8,730
2009-09-04	HK$4.39M	—	HK$9,127	HK$6,968

Other appraised units in this building

Data sourced from Renavon.com