▼ 0.50% · 3.625%
HK$18,227
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,794
−HK$576/mo
Today · 4.125%
HK$19,370
baseline
▲ 0.50% · 4.625%
HK$20,548
+HK$1,178/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,740/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,277
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,821
−HK$551/mo
Today · 4.125%
HK$21,372
baseline
▲ 0.50% · 4.625%
HK$22,499
+HK$1,127/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,744/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,049
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,673
−HK$634/mo
Today · 4.125%
HK$21,307
baseline
▲ 0.50% · 4.625%
HK$22,603
+HK$1,296/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,614/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,305
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,903
−HK$607/mo
Today · 4.125%
HK$23,510
baseline
▲ 0.50% · 4.625%
HK$24,749
+HK$1,239/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,020/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,872
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,552
−HK$691/mo
Today · 4.125%
HK$23,243
baseline
▲ 0.50% · 4.625%
HK$24,658
+HK$1,415/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,486/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,332
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,985
−HK$662/mo
Today · 4.125%
HK$25,647
baseline
▲ 0.50% · 4.625%
HK$26,999
+HK$1,352/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,294/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,695
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,432
−HK$748/mo
Today · 4.125%
HK$25,180
baseline
▲ 0.50% · 4.625%
HK$26,713
+HK$1,533/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,360/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,360
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,067
−HK$717/mo
Today · 4.125%
HK$27,784
baseline
▲ 0.50% · 4.625%
HK$29,249
+HK$1,465/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,568/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,517
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,311
−HK$806/mo
Today · 4.125%
HK$27,117
baseline
▲ 0.50% · 4.625%
HK$28,767
+HK$1,650/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,234/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,388
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,149
−HK$772/mo
Today · 4.125%
HK$29,921
baseline
▲ 0.50% · 4.625%
HK$31,499
+HK$1,578/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,842/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,340
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,190
−HK$864/mo
Today · 4.125%
HK$29,054
baseline
▲ 0.50% · 4.625%
HK$30,822
+HK$1,768/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,108/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,415
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,231
−HK$828/mo
Today · 4.125%
HK$32,059
baseline
▲ 0.50% · 4.625%
HK$33,748
+HK$1,689/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,118/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,163
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,070
−HK$921/mo
Today · 4.125%
HK$30,991
baseline
▲ 0.50% · 4.625%
HK$32,877
+HK$1,886/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,982/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,443
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,313
−HK$883/mo
Today · 4.125%
HK$34,196
baseline
▲ 0.50% · 4.625%
HK$35,998
+HK$1,802/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,392/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,985
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,949
−HK$979/mo
Today · 4.125%
HK$32,928
baseline
▲ 0.50% · 4.625%
HK$34,932
+HK$2,004/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$65,856/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,471
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,395
−HK$938/mo
Today · 4.125%
HK$36,333
baseline
▲ 0.50% · 4.625%
HK$38,248
+HK$1,915/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$72,666/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,808
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,828
−HK$1,037/mo
Today · 4.125%
HK$34,865
baseline
▲ 0.50% · 4.625%
HK$36,987
+HK$2,122/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,730/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,498
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,477
−HK$993/mo
Today · 4.125%
HK$38,470
baseline
▲ 0.50% · 4.625%
HK$40,498
+HK$2,028/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$76,940/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,797 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).