▼ 0.50% · 3.625%
HK$21,285
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,947
−HK$673/mo
Today · 4.125%
HK$22,620
baseline
▲ 0.50% · 4.625%
HK$23,996
+HK$1,376/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,240/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,679
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,315
−HK$644/mo
Today · 4.125%
HK$24,959
baseline
▲ 0.50% · 4.625%
HK$26,274
+HK$1,315/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,918/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,414
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,142
−HK$740/mo
Today · 4.125%
HK$24,882
baseline
▲ 0.50% · 4.625%
HK$26,396
+HK$1,514/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,764/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,047
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,746
−HK$709/mo
Today · 4.125%
HK$27,455
baseline
▲ 0.50% · 4.625%
HK$28,902
+HK$1,447/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,910/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,542
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,337
−HK$807/mo
Today · 4.125%
HK$27,144
baseline
▲ 0.50% · 4.625%
HK$28,795
+HK$1,651/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,288/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,415
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,177
−HK$774/mo
Today · 4.125%
HK$29,951
baseline
▲ 0.50% · 4.625%
HK$31,529
+HK$1,578/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,902/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,671
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,531
−HK$875/mo
Today · 4.125%
HK$29,406
baseline
▲ 0.50% · 4.625%
HK$31,195
+HK$1,789/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,812/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,783
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,609
−HK$837/mo
Today · 4.125%
HK$32,446
baseline
▲ 0.50% · 4.625%
HK$34,157
+HK$1,711/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,892/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,799
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,726
−HK$942/mo
Today · 4.125%
HK$31,668
baseline
▲ 0.50% · 4.625%
HK$33,595
+HK$1,927/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,336/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,151
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,040
−HK$902/mo
Today · 4.125%
HK$34,942
baseline
▲ 0.50% · 4.625%
HK$36,784
+HK$1,842/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,884/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,928
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,921
−HK$1,009/mo
Today · 4.125%
HK$33,930
baseline
▲ 0.50% · 4.625%
HK$35,994
+HK$2,064/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,860/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,519
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,472
−HK$966/mo
Today · 4.125%
HK$37,438
baseline
▲ 0.50% · 4.625%
HK$39,412
+HK$1,974/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,876/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,056
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,115
−HK$1,077/mo
Today · 4.125%
HK$36,192
baseline
▲ 0.50% · 4.625%
HK$38,394
+HK$2,202/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,384/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,887
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,903
−HK$1,031/mo
Today · 4.125%
HK$39,934
baseline
▲ 0.50% · 4.625%
HK$42,039
+HK$2,105/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,868/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,185
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,310
−HK$1,144/mo
Today · 4.125%
HK$38,454
baseline
▲ 0.50% · 4.625%
HK$40,794
+HK$2,340/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,908/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,255
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,335
−HK$1,095/mo
Today · 4.125%
HK$42,430
baseline
▲ 0.50% · 4.625%
HK$44,666
+HK$2,236/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,860/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,313
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,505
−HK$1,211/mo
Today · 4.125%
HK$40,716
baseline
▲ 0.50% · 4.625%
HK$43,193
+HK$2,477/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$81,432/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,623
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,766
−HK$1,160/mo
Today · 4.125%
HK$44,926
baseline
▲ 0.50% · 4.625%
HK$47,294
+HK$2,368/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$89,852/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,452 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).