▼ 0.50% · 3.625%
HK$19,591
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,200
−HK$620/mo
Today · 4.125%
HK$20,820
baseline
▲ 0.50% · 4.625%
HK$22,086
+HK$1,266/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,640/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,795
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,379
−HK$593/mo
Today · 4.125%
HK$22,972
baseline
▲ 0.50% · 4.625%
HK$24,183
+HK$1,211/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$45,944/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,550
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,221
−HK$681/mo
Today · 4.125%
HK$22,902
baseline
▲ 0.50% · 4.625%
HK$24,295
+HK$1,393/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,804/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,974
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,617
−HK$653/mo
Today · 4.125%
HK$25,270
baseline
▲ 0.50% · 4.625%
HK$26,602
+HK$1,332/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,540/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,509
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,241
−HK$743/mo
Today · 4.125%
HK$24,984
baseline
▲ 0.50% · 4.625%
HK$26,504
+HK$1,520/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$49,968/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,154
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,855
−HK$712/mo
Today · 4.125%
HK$27,567
baseline
▲ 0.50% · 4.625%
HK$29,020
+HK$1,453/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$55,134/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,468
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,261
−HK$804/mo
Today · 4.125%
HK$27,065
baseline
▲ 0.50% · 4.625%
HK$28,712
+HK$1,647/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$54,130/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,333
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,093
−HK$771/mo
Today · 4.125%
HK$29,864
baseline
▲ 0.50% · 4.625%
HK$31,438
+HK$1,574/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$59,728/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,427
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,281
−HK$866/mo
Today · 4.125%
HK$29,147
baseline
▲ 0.50% · 4.625%
HK$30,921
+HK$1,774/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,294/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,513
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,331
−HK$830/mo
Today · 4.125%
HK$32,161
baseline
▲ 0.50% · 4.625%
HK$33,857
+HK$1,696/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,322/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,387
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,301
−HK$928/mo
Today · 4.125%
HK$31,229
baseline
▲ 0.50% · 4.625%
HK$33,130
+HK$1,901/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,458/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,692
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,569
−HK$890/mo
Today · 4.125%
HK$34,459
baseline
▲ 0.50% · 4.625%
HK$36,275
+HK$1,816/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,918/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,346
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,321
−HK$990/mo
Today · 4.125%
HK$33,311
baseline
▲ 0.50% · 4.625%
HK$35,338
+HK$2,027/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,622/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,872
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,807
−HK$949/mo
Today · 4.125%
HK$36,756
baseline
▲ 0.50% · 4.625%
HK$38,693
+HK$1,937/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,512/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,305
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,341
−HK$1,052/mo
Today · 4.125%
HK$35,393
baseline
▲ 0.50% · 4.625%
HK$37,547
+HK$2,154/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,786/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,051
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,045
−HK$1,008/mo
Today · 4.125%
HK$39,053
baseline
▲ 0.50% · 4.625%
HK$41,112
+HK$2,059/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,106/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,264
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,361
−HK$1,114/mo
Today · 4.125%
HK$37,475
baseline
▲ 0.50% · 4.625%
HK$39,756
+HK$2,281/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,950/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,231
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,283
−HK$1,067/mo
Today · 4.125%
HK$41,350
baseline
▲ 0.50% · 4.625%
HK$43,530
+HK$2,180/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,700/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,749 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).