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At today's rate and a 90% mortgage, the deposit on this unit is about HK$970K, with repayments around HK$42,293/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,586/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,617 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 73 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 593 Saleable ft²
- Gross Area
- 770 ft²
- Efficiency
- 77%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-23 | HK$10.45M | +30.6% 3.2y · 10.0%/yr |
| 2018-02-13 | HK$8.00M | −2.2% 0.7y |
| 2017-06-06 | HK$8.18M | +103.0% 7.8y · 13.0%/yr |
| 2009-08-24 | HK$4.03M | — |