▼ 0.50% · 3.625%
HK$3,662
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,776
−HK$116/mo
Today · 4.125%
HK$3,892
baseline
▲ 0.50% · 4.625%
HK$4,129
+HK$237/mo
Deposit HK$803K · loan HK$803K · min. income ≈ HK$7,784/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,074
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,184
−HK$110/mo
Today · 4.125%
HK$4,294
baseline
▲ 0.50% · 4.625%
HK$4,521
+HK$227/mo
Deposit HK$803K · loan HK$803K · min. income ≈ HK$8,588/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,029
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,154
−HK$127/mo
Today · 4.125%
HK$4,281
baseline
▲ 0.50% · 4.625%
HK$4,542
+HK$261/mo
Deposit HK$723K · loan HK$883K · min. income ≈ HK$8,562/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,482
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,602
−HK$122/mo
Today · 4.125%
HK$4,724
baseline
▲ 0.50% · 4.625%
HK$4,973
+HK$249/mo
Deposit HK$723K · loan HK$883K · min. income ≈ HK$9,448/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,395
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,532
−HK$138/mo
Today · 4.125%
HK$4,670
baseline
▲ 0.50% · 4.625%
HK$4,955
+HK$285/mo
Deposit HK$642K · loan HK$964K · min. income ≈ HK$9,340/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,889
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,020
−HK$133/mo
Today · 4.125%
HK$5,153
baseline
▲ 0.50% · 4.625%
HK$5,425
+HK$272/mo
Deposit HK$642K · loan HK$964K · min. income ≈ HK$10,306/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,761
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,909
−HK$151/mo
Today · 4.125%
HK$5,060
baseline
▲ 0.50% · 4.625%
HK$5,367
+HK$307/mo
Deposit HK$562K · loan HK$1.04M · min. income ≈ HK$10,120/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,297
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,439
−HK$144/mo
Today · 4.125%
HK$5,583
baseline
▲ 0.50% · 4.625%
HK$5,877
+HK$294/mo
Deposit HK$562K · loan HK$1.04M · min. income ≈ HK$11,166/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,127
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,287
−HK$162/mo
Today · 4.125%
HK$5,449
baseline
▲ 0.50% · 4.625%
HK$5,780
+HK$331/mo
Deposit HK$482K · loan HK$1.12M · min. income ≈ HK$10,898/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,704
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,857
−HK$155/mo
Today · 4.125%
HK$6,012
baseline
▲ 0.50% · 4.625%
HK$6,329
+HK$317/mo
Deposit HK$482K · loan HK$1.12M · min. income ≈ HK$12,024/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,494
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,664
−HK$174/mo
Today · 4.125%
HK$5,838
baseline
▲ 0.50% · 4.625%
HK$6,193
+HK$355/mo
Deposit HK$402K · loan HK$1.20M · min. income ≈ HK$11,676/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,111
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,275
−HK$167/mo
Today · 4.125%
HK$6,442
baseline
▲ 0.50% · 4.625%
HK$6,781
+HK$339/mo
Deposit HK$402K · loan HK$1.20M · min. income ≈ HK$12,884/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,860
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,042
−HK$185/mo
Today · 4.125%
HK$6,227
baseline
▲ 0.50% · 4.625%
HK$6,606
+HK$379/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$12,454/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,519
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,694
−HK$177/mo
Today · 4.125%
HK$6,871
baseline
▲ 0.50% · 4.625%
HK$7,233
+HK$362/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$13,742/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,226
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,420
−HK$196/mo
Today · 4.125%
HK$6,616
baseline
▲ 0.50% · 4.625%
HK$7,019
+HK$403/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$13,232/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,926
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,112
−HK$189/mo
Today · 4.125%
HK$7,301
baseline
▲ 0.50% · 4.625%
HK$7,685
+HK$384/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$14,602/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,592
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,797
−HK$209/mo
Today · 4.125%
HK$7,006
baseline
▲ 0.50% · 4.625%
HK$7,432
+HK$426/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,012/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,334
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,530
−HK$200/mo
Today · 4.125%
HK$7,730
baseline
▲ 0.50% · 4.625%
HK$8,137
+HK$407/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,460/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).