▼ 0.50% · 3.625%
HK$3,630
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,743
−HK$114/mo
Today · 4.125%
HK$3,857
baseline
▲ 0.50% · 4.625%
HK$4,092
+HK$235/mo
Deposit HK$796K · loan HK$796K · min. income ≈ HK$7,714/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,038
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,146
−HK$110/mo
Today · 4.125%
HK$4,256
baseline
▲ 0.50% · 4.625%
HK$4,480
+HK$224/mo
Deposit HK$796K · loan HK$796K · min. income ≈ HK$8,512/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,993
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,117
−HK$126/mo
Today · 4.125%
HK$4,243
baseline
▲ 0.50% · 4.625%
HK$4,501
+HK$258/mo
Deposit HK$716K · loan HK$875K · min. income ≈ HK$8,486/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,442
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,561
−HK$121/mo
Today · 4.125%
HK$4,682
baseline
▲ 0.50% · 4.625%
HK$4,929
+HK$247/mo
Deposit HK$716K · loan HK$875K · min. income ≈ HK$9,364/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,356
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,491
−HK$138/mo
Today · 4.125%
HK$4,629
baseline
▲ 0.50% · 4.625%
HK$4,910
+HK$281/mo
Deposit HK$637K · loan HK$955K · min. income ≈ HK$9,258/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,846
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,976
−HK$131/mo
Today · 4.125%
HK$5,107
baseline
▲ 0.50% · 4.625%
HK$5,377
+HK$270/mo
Deposit HK$637K · loan HK$955K · min. income ≈ HK$10,214/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,719
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,865
−HK$149/mo
Today · 4.125%
HK$5,014
baseline
▲ 0.50% · 4.625%
HK$5,320
+HK$306/mo
Deposit HK$557K · loan HK$1.03M · min. income ≈ HK$10,028/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,249
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,390
−HK$143/mo
Today · 4.125%
HK$5,533
baseline
▲ 0.50% · 4.625%
HK$5,825
+HK$292/mo
Deposit HK$557K · loan HK$1.03M · min. income ≈ HK$11,066/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,082
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,240
−HK$160/mo
Today · 4.125%
HK$5,400
baseline
▲ 0.50% · 4.625%
HK$5,729
+HK$329/mo
Deposit HK$478K · loan HK$1.11M · min. income ≈ HK$10,800/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,653
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,805
−HK$154/mo
Today · 4.125%
HK$5,959
baseline
▲ 0.50% · 4.625%
HK$6,273
+HK$314/mo
Deposit HK$478K · loan HK$1.11M · min. income ≈ HK$11,918/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,445
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,614
−HK$172/mo
Today · 4.125%
HK$5,786
baseline
▲ 0.50% · 4.625%
HK$6,138
+HK$352/mo
Deposit HK$398K · loan HK$1.19M · min. income ≈ HK$11,572/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,057
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,219
−HK$165/mo
Today · 4.125%
HK$6,384
baseline
▲ 0.50% · 4.625%
HK$6,721
+HK$337/mo
Deposit HK$398K · loan HK$1.19M · min. income ≈ HK$12,768/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,807
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,988
−HK$184/mo
Today · 4.125%
HK$6,172
baseline
▲ 0.50% · 4.625%
HK$6,547
+HK$375/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$12,344/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,461
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,634
−HK$176/mo
Today · 4.125%
HK$6,810
baseline
▲ 0.50% · 4.625%
HK$7,169
+HK$359/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$13,620/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,170
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,362
−HK$195/mo
Today · 4.125%
HK$6,557
baseline
▲ 0.50% · 4.625%
HK$6,956
+HK$399/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$13,114/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,865
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,049
−HK$186/mo
Today · 4.125%
HK$7,235
baseline
▲ 0.50% · 4.625%
HK$7,617
+HK$382/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$14,470/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,533
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,737
−HK$206/mo
Today · 4.125%
HK$6,943
baseline
▲ 0.50% · 4.625%
HK$7,366
+HK$423/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,886/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,268
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,463
−HK$198/mo
Today · 4.125%
HK$7,661
baseline
▲ 0.50% · 4.625%
HK$8,065
+HK$404/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,322/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).