▼ 0.50% · 3.625%
HK$3,958
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,081
−HK$125/mo
Today · 4.125%
HK$4,206
baseline
▲ 0.50% · 4.625%
HK$4,462
+HK$256/mo
Deposit HK$868K · loan HK$868K · min. income ≈ HK$8,412/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,403
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,521
−HK$120/mo
Today · 4.125%
HK$4,641
baseline
▲ 0.50% · 4.625%
HK$4,886
+HK$245/mo
Deposit HK$868K · loan HK$868K · min. income ≈ HK$9,282/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,354
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,489
−HK$138/mo
Today · 4.125%
HK$4,627
baseline
▲ 0.50% · 4.625%
HK$4,909
+HK$282/mo
Deposit HK$781K · loan HK$955K · min. income ≈ HK$9,254/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,844
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,974
−HK$131/mo
Today · 4.125%
HK$5,105
baseline
▲ 0.50% · 4.625%
HK$5,375
+HK$270/mo
Deposit HK$781K · loan HK$955K · min. income ≈ HK$10,210/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,750
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,898
−HK$150/mo
Today · 4.125%
HK$5,048
baseline
▲ 0.50% · 4.625%
HK$5,355
+HK$307/mo
Deposit HK$694K · loan HK$1.04M · min. income ≈ HK$10,096/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,284
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,426
−HK$144/mo
Today · 4.125%
HK$5,570
baseline
▲ 0.50% · 4.625%
HK$5,863
+HK$293/mo
Deposit HK$694K · loan HK$1.04M · min. income ≈ HK$11,140/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,146
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,306
−HK$162/mo
Today · 4.125%
HK$5,468
baseline
▲ 0.50% · 4.625%
HK$5,801
+HK$333/mo
Deposit HK$608K · loan HK$1.13M · min. income ≈ HK$10,936/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,724
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,878
−HK$156/mo
Today · 4.125%
HK$6,034
baseline
▲ 0.50% · 4.625%
HK$6,352
+HK$318/mo
Deposit HK$608K · loan HK$1.13M · min. income ≈ HK$12,068/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,541
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,714
−HK$175/mo
Today · 4.125%
HK$5,889
baseline
▲ 0.50% · 4.625%
HK$6,247
+HK$358/mo
Deposit HK$521K · loan HK$1.22M · min. income ≈ HK$11,778/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,165
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,330
−HK$168/mo
Today · 4.125%
HK$6,498
baseline
▲ 0.50% · 4.625%
HK$6,840
+HK$342/mo
Deposit HK$521K · loan HK$1.22M · min. income ≈ HK$12,996/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,937
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,122
−HK$188/mo
Today · 4.125%
HK$6,310
baseline
▲ 0.50% · 4.625%
HK$6,693
+HK$383/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$12,620/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,605
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,782
−HK$180/mo
Today · 4.125%
HK$6,962
baseline
▲ 0.50% · 4.625%
HK$7,329
+HK$367/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$13,924/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,333
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,530
−HK$200/mo
Today · 4.125%
HK$6,730
baseline
▲ 0.50% · 4.625%
HK$7,140
+HK$410/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$13,460/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,045
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,234
−HK$192/mo
Today · 4.125%
HK$7,426
baseline
▲ 0.50% · 4.625%
HK$7,817
+HK$391/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$14,852/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,729
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,938
−HK$213/mo
Today · 4.125%
HK$7,151
baseline
▲ 0.50% · 4.625%
HK$7,586
+HK$435/mo
Deposit HK$260K · loan HK$1.48M · min. income ≈ HK$14,302/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,486
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,687
−HK$203/mo
Today · 4.125%
HK$7,890
baseline
▲ 0.50% · 4.625%
HK$8,306
+HK$416/mo
Deposit HK$260K · loan HK$1.48M · min. income ≈ HK$15,780/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,125
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,346
−HK$225/mo
Today · 4.125%
HK$7,571
baseline
▲ 0.50% · 4.625%
HK$8,032
+HK$461/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$15,142/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,926
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,139
−HK$215/mo
Today · 4.125%
HK$8,354
baseline
▲ 0.50% · 4.625%
HK$8,795
+HK$441/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$16,708/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).