▼ 0.50% · 3.625%
HK$3,885
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,006
−HK$123/mo
Today · 4.125%
HK$4,129
baseline
▲ 0.50% · 4.625%
HK$4,380
+HK$251/mo
Deposit HK$852K · loan HK$852K · min. income ≈ HK$8,258/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,322
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,438
−HK$118/mo
Today · 4.125%
HK$4,556
baseline
▲ 0.50% · 4.625%
HK$4,796
+HK$240/mo
Deposit HK$852K · loan HK$852K · min. income ≈ HK$9,112/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,274
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,407
−HK$135/mo
Today · 4.125%
HK$4,542
baseline
▲ 0.50% · 4.625%
HK$4,818
+HK$276/mo
Deposit HK$767K · loan HK$937K · min. income ≈ HK$9,084/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,755
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,882
−HK$129/mo
Today · 4.125%
HK$5,011
baseline
▲ 0.50% · 4.625%
HK$5,276
+HK$265/mo
Deposit HK$767K · loan HK$937K · min. income ≈ HK$10,022/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,662
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,807
−HK$148/mo
Today · 4.125%
HK$4,955
baseline
▲ 0.50% · 4.625%
HK$5,256
+HK$301/mo
Deposit HK$682K · loan HK$1.02M · min. income ≈ HK$9,910/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,187
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,326
−HK$141/mo
Today · 4.125%
HK$5,467
baseline
▲ 0.50% · 4.625%
HK$5,755
+HK$288/mo
Deposit HK$682K · loan HK$1.02M · min. income ≈ HK$10,934/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,051
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,208
−HK$160/mo
Today · 4.125%
HK$5,368
baseline
▲ 0.50% · 4.625%
HK$5,694
+HK$326/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$10,736/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,619
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,770
−HK$153/mo
Today · 4.125%
HK$5,923
baseline
▲ 0.50% · 4.625%
HK$6,235
+HK$312/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$11,846/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,439
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,609
−HK$171/mo
Today · 4.125%
HK$5,780
baseline
▲ 0.50% · 4.625%
HK$6,132
+HK$352/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$11,560/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,051
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,213
−HK$165/mo
Today · 4.125%
HK$6,378
baseline
▲ 0.50% · 4.625%
HK$6,714
+HK$336/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$12,756/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,828
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,009
−HK$184/mo
Today · 4.125%
HK$6,193
baseline
▲ 0.50% · 4.625%
HK$6,570
+HK$377/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$12,386/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,483
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,657
−HK$177/mo
Today · 4.125%
HK$6,834
baseline
▲ 0.50% · 4.625%
HK$7,194
+HK$360/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$13,668/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,216
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,410
−HK$196/mo
Today · 4.125%
HK$6,606
baseline
▲ 0.50% · 4.625%
HK$7,008
+HK$402/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$13,212/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,916
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,101
−HK$188/mo
Today · 4.125%
HK$7,289
baseline
▲ 0.50% · 4.625%
HK$7,674
+HK$385/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$14,578/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,605
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,810
−HK$209/mo
Today · 4.125%
HK$7,019
baseline
▲ 0.50% · 4.625%
HK$7,446
+HK$427/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$14,038/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,348
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,545
−HK$200/mo
Today · 4.125%
HK$7,745
baseline
▲ 0.50% · 4.625%
HK$8,153
+HK$408/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$15,490/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,993
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,211
−HK$221/mo
Today · 4.125%
HK$7,432
baseline
▲ 0.50% · 4.625%
HK$7,884
+HK$452/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,864/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,780
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,989
−HK$211/mo
Today · 4.125%
HK$8,200
baseline
▲ 0.50% · 4.625%
HK$8,633
+HK$433/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,400/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).