At today's rate and a 90% mortgage, the deposit on this unit is about HK$191K, with repayments around HK$8,325/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,650/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kwun Tong Station Station.
Family-friendly — 57 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 265 Saleable ft²
- Gross Area
- 441 ft²
- Efficiency
- 60%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-01-03 | HK$2.20M | −10.2% 0.9y |
| 2018-02-15 | HK$2.45M | +337.5% 11.8y · 29.0%/yr |
| 2006-05-13 | HK$560K | +16.7% |
| 2001-04-28 | HK$480K | −31.4% |
| 1996-05-01 | HK$700K | — |