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At today's rate and a 90% mortgage, the deposit on this unit is about HK$375K, with repayments around HK$16,379/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$375K · loan HK$3.38M · min. income ≈ HK$32,758/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 7
- Saleable Area
- 285 Saleable ft²
- Gross Area
- 371 ft²
- Efficiency
- 77%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-12-06 | HK$3.95M | +8.5% 7.8y · 1.0%/yr |
| 2015-02-27 | HK$3.64M | +98.9% |
| 2010-11-11 | HK$1.83M | +33.6% |
| 2008-02-04 | HK$1.37M | +22.3% |
| 2007-10-26 | HK$1.12M | +8.7% |
| 2005-06-17 | HK$1.03M | +14.4% |
| 2005-04-18 | HK$900K | +25.0% |
| 2004-03-10 | HK$720K | −32.1% |
| 1999-11-20 | HK$1.06M | −42.7% |
| 1997-03-21 | HK$1.85M | — |