Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$428K, with repayments around HK$18,678/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$428K · loan HK$3.85M · min. income ≈ HK$37,356/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$56,515 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- 8
- Saleable Area
- 285 Saleable ft²
- Gross Area
- 371 ft²
- Efficiency
- 77%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-16 | HK$3.70M | −29.8% 4.2y · −7.0%/yr |
| 2021-04-21 | HK$5.27M | +49.7% 4.9y · 10.0%/yr |
| 2016-05-12 | HK$3.52M | +113.3% 6.4y · 18.0%/yr |
| 2009-12-24 | HK$1.65M | +111.5% |
| 2003-03-08 | HK$780K | −52.7% |
| 1998-03-19 | HK$1.65M | +17.9% |
| 1995-07-12 | HK$1.40M | — |