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At today's rate and a 90% mortgage, the deposit on this unit is about HK$485K, with repayments around HK$21,140/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$485K · loan HK$4.36M · min. income ≈ HK$42,280/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$102,151 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- 1
- Saleable Area
- 356 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 74%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-26 | HK$4.78M | −9.3% 8.7y · −1.0%/yr |
| 2017-05-11 | HK$5.27M | +122.4% 6.7y · 18.0%/yr |
| 2010-08-25 | HK$2.37M | +18.5% |
| 2010-04-28 | HK$2.00M | +22.7% |
| 2008-10-10 | HK$1.63M | +26.4% |
| 2006-05-16 | HK$1.29M | +8.4% |
| 2001-05-25 | HK$1.19M | — |