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At today's rate and a 90% mortgage, the deposit on this unit is about HK$427K, with repayments around HK$18,640/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$427K · loan HK$3.85M · min. income ≈ HK$37,280/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$54,796 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- 7
- Saleable Area
- 285 Saleable ft²
- Gross Area
- 371 ft²
- Efficiency
- 77%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-18 | HK$3.66M | +10.9% 11.9y · 1.0%/yr |
| 2013-01-21 | HK$3.30M | +107.5% |
| 2009-09-11 | HK$1.59M | +12.0% |
| 2009-06-04 | HK$1.42M | +9.2% |
| 2009-03-24 | HK$1.30M | +8.3% |
| 2007-08-24 | HK$1.20M | +22.4% |
| 2006-01-26 | HK$980K | −30.0% |
| 1999-07-28 | HK$1.40M | −17.2% |
| 1996-12-20 | HK$1.69M | — |