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At today's rate and a 90% mortgage, the deposit on this unit is about HK$431K, with repayments around HK$18,802/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$431K · loan HK$3.88M · min. income ≈ HK$37,604/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$62,216 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- 6
- Saleable Area
- 356 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 74%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-03-01 | HK$5.00M | +35.1% 6.8y · 5.0%/yr |
| 2016-06-10 | HK$3.70M | +116.4% 5.3y · 13.0%/yr |
| 2009-11-13 | HK$1.71M | +34.6% |
| 2007-09-10 | HK$1.27M | +12.4% |
| 2007-03-08 | HK$1.13M | +20.2% |
| 2005-02-17 | HK$940K | — |