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At today's rate and a 90% mortgage, the deposit on this unit is about HK$445K, with repayments around HK$19,409/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$445K · loan HK$4.00M · min. income ≈ HK$38,818/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,748 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 2
- Saleable Area
- 390 Saleable ft²
- Gross Area
- 462 ft²
- Efficiency
- 84%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-17 | HK$6.26M | +77.8% 7.7y · 10.0%/yr |
| 2013-10-17 | HK$3.52M | +47.9% |
| 2011-02-14 | HK$2.38M | +6.7% |
| 2010-11-29 | HK$2.23M | +9.3% |
| 2010-08-23 | HK$2.04M | +6.2% |
| 2010-02-19 | HK$1.92M | +12.9% |
| 2008-02-06 | HK$1.70M | +36.0% |
| 2005-10-26 | HK$1.25M | +22.5% |
| 2004-12-18 | HK$1.02M | +15.9% |
| 2004-10-20 | HK$880K | −51.1% |
| 1996-12-13 | HK$1.80M | +10.4% |
| 1996-05-21 | HK$1.63M | +8.7% |
| 1996-05-10 | HK$1.50M | — |