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At today's rate and a 90% mortgage, the deposit on this unit is about HK$499K, with repayments around HK$21,785/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$499K · loan HK$4.50M · min. income ≈ HK$43,570/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,377 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 33/F
- Flat
- 5
- Saleable Area
- 390 Saleable ft²
- Gross Area
- 462 ft²
- Efficiency
- 84%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-10 | HK$6.20M | +41.2% 5.8y · 7.0%/yr |
| 2016-07-11 | HK$4.39M | +80.7% 5.7y · 14.0%/yr |
| 2010-10-12 | HK$2.43M | +10.5% |
| 2010-05-24 | HK$2.20M | +21.5% |
| 2008-09-29 | HK$1.81M | +37.1% |
| 2005-04-14 | HK$1.32M | +16.8% |
| 2002-05-13 | HK$1.13M | — |