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At today's rate and a 90% mortgage, the deposit on this unit is about HK$499K, with repayments around HK$21,762/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$499K · loan HK$4.49M · min. income ≈ HK$43,524/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$112,259 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 29/F
- Flat
- 1
- Saleable Area
- 390 Saleable ft²
- Gross Area
- 462 ft²
- Efficiency
- 84%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-17 | HK$6.00M | +50.0% 6.4y · 8.0%/yr |
| 2016-03-16 | HK$4.00M | +61.9% 5.1y · 12.0%/yr |
| 2011-01-19 | HK$2.47M | +27.3% |
| 2009-09-03 | HK$1.94M | +6.0% |
| 2008-01-22 | HK$1.83M | +103.3% |
| 2002-12-20 | HK$900K | — |