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At today's rate and a 90% mortgage, the deposit on this unit is about HK$485K, with repayments around HK$21,146/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$485K · loan HK$4.36M · min. income ≈ HK$42,292/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$102,287 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- 5
- Saleable Area
- 390 Saleable ft²
- Gross Area
- 462 ft²
- Efficiency
- 84%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-05 | HK$4.85M | −16.4% 6.9y · −2.0%/yr |
| 2019-01-17 | HK$5.80M | +47.6% 4.6y · 10.0%/yr |
| 2014-06-17 | HK$3.93M | +45.6% |
| 2011-03-22 | HK$2.70M | +37.1% |
| 2009-11-10 | HK$1.97M | +3.7% |
| 2009-09-02 | HK$1.90M | +7.3% |
| 2009-05-08 | HK$1.77M | +36.2% |
| 2007-07-16 | HK$1.30M | −22.2% |
| 1996-04-19 | HK$1.67M | — |