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At today's rate and a 90% mortgage, the deposit on this unit is about HK$485K, with repayments around HK$21,168/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$485K · loan HK$4.37M · min. income ≈ HK$42,336/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$102,806 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 33/F
- Flat
- 8
- Saleable Area
- 375 Saleable ft²
- Gross Area
- 482 ft²
- Efficiency
- 78%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-21 | HK$6.45M | +50.0% 5.2y · 10.0%/yr |
| 2016-04-12 | HK$4.30M | +30.7% 3.6y · 8.0%/yr |
| 2012-08-08 | HK$3.29M | +143.7% |
| 2000-09-23 | HK$1.35M | −51.1% |
| 1997-07-09 | HK$2.76M | +20.0% |
| 1997-06-05 | HK$2.30M | +13.9% |
| 1997-01-16 | HK$2.02M | — |