Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$713K, with repayments around HK$31,105/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$62,210/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$213,933 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 58 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- D
- Saleable Area
- 687 Saleable ft²
- Gross Area
- 857 ft²
- Efficiency
- 80%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-12-19 | HK$8.26M | +0.7% 4.3y · 0.0%/yr |
| 2018-08-13 | HK$8.20M | +244.5% 13.8y · 18.0%/yr |
| 2004-11-08 | HK$2.38M | +16.1% |
| 2004-03-19 | HK$2.05M | −16.3% |
| 2000-08-26 | HK$2.45M | −25.8% |
| 1998-03-05 | HK$3.30M | — |