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At today's rate and a 90% mortgage, the deposit on this unit is about HK$654K, with repayments around HK$28,522/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$654K · loan HK$5.89M · min. income ≈ HK$57,044/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$188,892 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 58 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- B
- Saleable Area
- 517 Saleable ft²
- Gross Area
- 639 ft²
- Efficiency
- 81%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-07 | HK$7.60M | +14.1% 3.2y · 4.0%/yr |
| 2017-09-15 | HK$6.66M | +139.6% 9.3y · 15.0%/yr |
| 2008-05-08 | HK$2.78M | +50.3% |
| 2001-08-07 | HK$1.85M | −54.3% |
| 1997-12-29 | HK$4.05M | +12.2% |
| 1997-01-02 | HK$3.61M | — |