Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$654K, with repayments around HK$28,539/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$654K · loan HK$5.89M · min. income ≈ HK$57,078/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$189,291 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 58 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- F
- Saleable Area
- 517 Saleable ft²
- Gross Area
- 639 ft²
- Efficiency
- 81%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-22 | HK$6.08M | +8.6% 7.6y · 1.0%/yr |
| 2016-08-30 | HK$5.60M | +91.1% 6.6y · 14.0%/yr |
| 2010-01-29 | HK$2.93M | +8.1% |
| 1999-07-12 | HK$2.71M | −31.6% |
| 1998-01-02 | HK$3.96M | +24.5% |
| 1996-09-05 | HK$3.18M | — |