Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$608K, with repayments around HK$26,523/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$53,046/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$143,060 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 58 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- F
- Saleable Area
- 517 Saleable ft²
- Gross Area
- 639 ft²
- Efficiency
- 81%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-11 | HK$5.10M | −25.0% 3.9y · −6.0%/yr |
| 2021-02-04 | HK$6.80M | +123.7% 10.0y · 12.0%/yr |
| 2011-01-04 | HK$3.04M | +54.3% |
| 2007-07-18 | HK$1.97M | −53.1% |
| 1997-07-23 | HK$4.20M | +43.3% |
| 1996-05-14 | HK$2.93M | — |