Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$672K, with repayments around HK$29,328/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$672K · loan HK$6.05M · min. income ≈ HK$58,656/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$201,715 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 58 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- F
- Saleable Area
- 517 Saleable ft²
- Gross Area
- 639 ft²
- Efficiency
- 81%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-11 | HK$5.78M | −29.5% 5.0y · −6.0%/yr |
| 2020-12-10 | HK$8.20M | +57.7% 6.3y · 9.0%/yr |
| 2014-07-25 | HK$5.20M | +103.9% |
| 2009-04-28 | HK$2.55M | +4.5% |
| 2007-11-26 | HK$2.44M | −33.7% |
| 1997-01-13 | HK$3.68M | — |