▼ 0.50% · 3.625%
HK$4,118
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,246
−HK$130/mo
Today · 4.125%
HK$4,376
baseline
▲ 0.50% · 4.625%
HK$4,642
+HK$266/mo
Deposit HK$903K · loan HK$903K · min. income ≈ HK$8,752/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,581
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,704
−HK$124/mo
Today · 4.125%
HK$4,828
baseline
▲ 0.50% · 4.625%
HK$5,083
+HK$255/mo
Deposit HK$903K · loan HK$903K · min. income ≈ HK$9,656/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,529
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,670
−HK$143/mo
Today · 4.125%
HK$4,813
baseline
▲ 0.50% · 4.625%
HK$5,106
+HK$293/mo
Deposit HK$813K · loan HK$993K · min. income ≈ HK$9,626/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,039
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,174
−HK$137/mo
Today · 4.125%
HK$5,311
baseline
▲ 0.50% · 4.625%
HK$5,591
+HK$280/mo
Deposit HK$813K · loan HK$993K · min. income ≈ HK$10,622/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,941
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,095
−HK$156/mo
Today · 4.125%
HK$5,251
baseline
▲ 0.50% · 4.625%
HK$5,570
+HK$319/mo
Deposit HK$722K · loan HK$1.08M · min. income ≈ HK$10,502/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,497
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,644
−HK$150/mo
Today · 4.125%
HK$5,794
baseline
▲ 0.50% · 4.625%
HK$6,099
+HK$305/mo
Deposit HK$722K · loan HK$1.08M · min. income ≈ HK$11,588/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,353
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,519
−HK$169/mo
Today · 4.125%
HK$5,688
baseline
▲ 0.50% · 4.625%
HK$6,035
+HK$347/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$11,376/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,955
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,115
−HK$162/mo
Today · 4.125%
HK$6,277
baseline
▲ 0.50% · 4.625%
HK$6,607
+HK$330/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$12,554/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,765
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,944
−HK$182/mo
Today · 4.125%
HK$6,126
baseline
▲ 0.50% · 4.625%
HK$6,499
+HK$373/mo
Deposit HK$542K · loan HK$1.26M · min. income ≈ HK$12,252/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,413
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,585
−HK$174/mo
Today · 4.125%
HK$6,759
baseline
▲ 0.50% · 4.625%
HK$7,116
+HK$357/mo
Deposit HK$542K · loan HK$1.26M · min. income ≈ HK$13,518/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,176
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,368
−HK$196/mo
Today · 4.125%
HK$6,564
baseline
▲ 0.50% · 4.625%
HK$6,963
+HK$399/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$13,128/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,871
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,055
−HK$187/mo
Today · 4.125%
HK$7,242
baseline
▲ 0.50% · 4.625%
HK$7,624
+HK$382/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$14,484/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,588
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,793
−HK$208/mo
Today · 4.125%
HK$7,001
baseline
▲ 0.50% · 4.625%
HK$7,427
+HK$426/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$14,002/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,329
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,526
−HK$199/mo
Today · 4.125%
HK$7,725
baseline
▲ 0.50% · 4.625%
HK$8,132
+HK$407/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$15,450/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,000
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,217
−HK$222/mo
Today · 4.125%
HK$7,439
baseline
▲ 0.50% · 4.625%
HK$7,891
+HK$452/mo
Deposit HK$271K · loan HK$1.53M · min. income ≈ HK$14,878/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,787
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,996
−HK$212/mo
Today · 4.125%
HK$8,208
baseline
▲ 0.50% · 4.625%
HK$8,641
+HK$433/mo
Deposit HK$271K · loan HK$1.53M · min. income ≈ HK$16,416/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,412
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,642
−HK$234/mo
Today · 4.125%
HK$7,876
baseline
▲ 0.50% · 4.625%
HK$8,356
+HK$480/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,752/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,245
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,466
−HK$225/mo
Today · 4.125%
HK$8,691
baseline
▲ 0.50% · 4.625%
HK$9,149
+HK$458/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,382/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).