▼ 0.50% · 3.625%
HK$3,606
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,718
−HK$114/mo
Today · 4.125%
HK$3,832
baseline
▲ 0.50% · 4.625%
HK$4,065
+HK$233/mo
Deposit HK$791K · loan HK$791K · min. income ≈ HK$7,664/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,011
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,119
−HK$109/mo
Today · 4.125%
HK$4,228
baseline
▲ 0.50% · 4.625%
HK$4,451
+HK$223/mo
Deposit HK$791K · loan HK$791K · min. income ≈ HK$8,456/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,966
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,090
−HK$125/mo
Today · 4.125%
HK$4,215
baseline
▲ 0.50% · 4.625%
HK$4,471
+HK$256/mo
Deposit HK$712K · loan HK$870K · min. income ≈ HK$8,430/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,412
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,531
−HK$120/mo
Today · 4.125%
HK$4,651
baseline
▲ 0.50% · 4.625%
HK$4,896
+HK$245/mo
Deposit HK$712K · loan HK$870K · min. income ≈ HK$9,302/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,327
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,461
−HK$137/mo
Today · 4.125%
HK$4,598
baseline
▲ 0.50% · 4.625%
HK$4,878
+HK$280/mo
Deposit HK$633K · loan HK$949K · min. income ≈ HK$9,196/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,814
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,943
−HK$131/mo
Today · 4.125%
HK$5,074
baseline
▲ 0.50% · 4.625%
HK$5,341
+HK$267/mo
Deposit HK$633K · loan HK$949K · min. income ≈ HK$10,148/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,687
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,833
−HK$148/mo
Today · 4.125%
HK$4,981
baseline
▲ 0.50% · 4.625%
HK$5,284
+HK$303/mo
Deposit HK$553K · loan HK$1.03M · min. income ≈ HK$9,962/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,215
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,355
−HK$141/mo
Today · 4.125%
HK$5,496
baseline
▲ 0.50% · 4.625%
HK$5,786
+HK$290/mo
Deposit HK$553K · loan HK$1.03M · min. income ≈ HK$10,992/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,048
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,205
−HK$159/mo
Today · 4.125%
HK$5,364
baseline
▲ 0.50% · 4.625%
HK$5,691
+HK$327/mo
Deposit HK$474K · loan HK$1.11M · min. income ≈ HK$10,728/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,616
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,766
−HK$153/mo
Today · 4.125%
HK$5,919
baseline
▲ 0.50% · 4.625%
HK$6,231
+HK$312/mo
Deposit HK$474K · loan HK$1.11M · min. income ≈ HK$11,838/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,409
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,577
−HK$171/mo
Today · 4.125%
HK$5,748
baseline
▲ 0.50% · 4.625%
HK$6,097
+HK$349/mo
Deposit HK$395K · loan HK$1.19M · min. income ≈ HK$11,496/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,017
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,178
−HK$164/mo
Today · 4.125%
HK$6,342
baseline
▲ 0.50% · 4.625%
HK$6,676
+HK$334/mo
Deposit HK$395K · loan HK$1.19M · min. income ≈ HK$12,684/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,769
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,949
−HK$182/mo
Today · 4.125%
HK$6,131
baseline
▲ 0.50% · 4.625%
HK$6,504
+HK$373/mo
Deposit HK$316K · loan HK$1.27M · min. income ≈ HK$12,262/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,418
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,590
−HK$175/mo
Today · 4.125%
HK$6,765
baseline
▲ 0.50% · 4.625%
HK$7,121
+HK$356/mo
Deposit HK$316K · loan HK$1.27M · min. income ≈ HK$13,530/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,130
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,320
−HK$194/mo
Today · 4.125%
HK$6,514
baseline
▲ 0.50% · 4.625%
HK$6,910
+HK$396/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$13,028/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,819
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,002
−HK$186/mo
Today · 4.125%
HK$7,188
baseline
▲ 0.50% · 4.625%
HK$7,566
+HK$378/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$14,376/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,490
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,692
−HK$205/mo
Today · 4.125%
HK$6,897
baseline
▲ 0.50% · 4.625%
HK$7,317
+HK$420/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$13,794/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,220
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,414
−HK$196/mo
Today · 4.125%
HK$7,610
baseline
▲ 0.50% · 4.625%
HK$8,012
+HK$402/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$15,220/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).