▼ 0.50% · 3.625%
HK$4,029
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,155
−HK$127/mo
Today · 4.125%
HK$4,282
baseline
▲ 0.50% · 4.625%
HK$4,542
+HK$260/mo
Deposit HK$884K · loan HK$884K · min. income ≈ HK$8,564/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,482
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,603
−HK$122/mo
Today · 4.125%
HK$4,725
baseline
▲ 0.50% · 4.625%
HK$4,974
+HK$249/mo
Deposit HK$884K · loan HK$884K · min. income ≈ HK$9,450/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,432
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,570
−HK$140/mo
Today · 4.125%
HK$4,710
baseline
▲ 0.50% · 4.625%
HK$4,997
+HK$287/mo
Deposit HK$795K · loan HK$972K · min. income ≈ HK$9,420/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,931
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,063
−HK$134/mo
Today · 4.125%
HK$5,197
baseline
▲ 0.50% · 4.625%
HK$5,471
+HK$274/mo
Deposit HK$795K · loan HK$972K · min. income ≈ HK$10,394/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,835
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,985
−HK$153/mo
Today · 4.125%
HK$5,138
baseline
▲ 0.50% · 4.625%
HK$5,451
+HK$313/mo
Deposit HK$707K · loan HK$1.06M · min. income ≈ HK$10,276/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,379
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,523
−HK$147/mo
Today · 4.125%
HK$5,670
baseline
▲ 0.50% · 4.625%
HK$5,968
+HK$298/mo
Deposit HK$707K · loan HK$1.06M · min. income ≈ HK$11,340/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,238
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,401
−HK$165/mo
Today · 4.125%
HK$5,566
baseline
▲ 0.50% · 4.625%
HK$5,905
+HK$339/mo
Deposit HK$618K · loan HK$1.15M · min. income ≈ HK$11,132/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,827
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,984
−HK$158/mo
Today · 4.125%
HK$6,142
baseline
▲ 0.50% · 4.625%
HK$6,466
+HK$324/mo
Deposit HK$618K · loan HK$1.15M · min. income ≈ HK$12,284/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,641
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,816
−HK$179/mo
Today · 4.125%
HK$5,995
baseline
▲ 0.50% · 4.625%
HK$6,359
+HK$364/mo
Deposit HK$530K · loan HK$1.24M · min. income ≈ HK$11,990/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,275
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,444
−HK$171/mo
Today · 4.125%
HK$6,615
baseline
▲ 0.50% · 4.625%
HK$6,963
+HK$348/mo
Deposit HK$530K · loan HK$1.24M · min. income ≈ HK$13,230/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,044
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,232
−HK$191/mo
Today · 4.125%
HK$6,423
baseline
▲ 0.50% · 4.625%
HK$6,814
+HK$391/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$12,846/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,724
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,904
−HK$183/mo
Today · 4.125%
HK$7,087
baseline
▲ 0.50% · 4.625%
HK$7,461
+HK$374/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$14,174/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,447
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,647
−HK$204/mo
Today · 4.125%
HK$6,851
baseline
▲ 0.50% · 4.625%
HK$7,268
+HK$417/mo
Deposit HK$353K · loan HK$1.41M · min. income ≈ HK$13,702/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,172
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,364
−HK$195/mo
Today · 4.125%
HK$7,559
baseline
▲ 0.50% · 4.625%
HK$7,958
+HK$399/mo
Deposit HK$353K · loan HK$1.41M · min. income ≈ HK$15,118/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,850
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,063
−HK$216/mo
Today · 4.125%
HK$7,279
baseline
▲ 0.50% · 4.625%
HK$7,722
+HK$443/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$14,558/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,620
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,825
−HK$207/mo
Today · 4.125%
HK$8,032
baseline
▲ 0.50% · 4.625%
HK$8,455
+HK$423/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$16,064/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,253
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,478
−HK$229/mo
Today · 4.125%
HK$7,707
baseline
▲ 0.50% · 4.625%
HK$8,176
+HK$469/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,414/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,068
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,285
−HK$219/mo
Today · 4.125%
HK$8,504
baseline
▲ 0.50% · 4.625%
HK$8,953
+HK$449/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,008/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).