Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$3.19M
≈ HK$5,703 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$319K, with repayments around HK$13,930/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$13,108
−HK$822/mo
▼ 0.25% · 3.875%
HK$13,515
−HK$415/mo
Today · 4.125%
HK$13,930
baseline
▲ 0.50% · 4.625%
HK$14,777
+HK$847/mo

Deposit HK$319K · loan HK$2.87M · min. income ≈ HK$27,860/mo (50% DSR)

Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
2/F
Flat
3
Saleable Area
560 ft²
Gross Area
700 ft²
Efficiency
80%
District
Kwun Tong District · Kowloon
School net (POA)
48

Transaction History

Date Price Gain / loss
2008-07-15 HK$1.36M +11.0%
0.2y
2008-05-20 HK$1.23M −21.9%
10.9y
1997-06-20 HK$1.57M +14.5%
0.3y
1997-02-27 HK$1.38M +38.2%
1996-02-02 HK$995K —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ngau Tau Kok
≈ 6 min walk · 423 m
Education
48
schools within 1 km (18 within 500 m)
Daily convenience
47
within 1 km (15 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Ngau Tau Kok Station (a rail station within an 8-min walk earns this label).

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Other appraised units in this building