▼ 0.50% · 3.625%
HK$3,202
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,302
−HK$101/mo
Today · 4.125%
HK$3,403
baseline
▲ 0.50% · 4.625%
HK$3,610
+HK$207/mo
Deposit HK$702K · loan HK$702K · min. income ≈ HK$6,806/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,562
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,658
−HK$97/mo
Today · 4.125%
HK$3,755
baseline
▲ 0.50% · 4.625%
HK$3,953
+HK$198/mo
Deposit HK$702K · loan HK$702K · min. income ≈ HK$7,510/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,522
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,632
−HK$111/mo
Today · 4.125%
HK$3,743
baseline
▲ 0.50% · 4.625%
HK$3,971
+HK$228/mo
Deposit HK$632K · loan HK$772K · min. income ≈ HK$7,486/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,918
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,024
−HK$106/mo
Today · 4.125%
HK$4,130
baseline
▲ 0.50% · 4.625%
HK$4,348
+HK$218/mo
Deposit HK$632K · loan HK$772K · min. income ≈ HK$8,260/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,842
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,962
−HK$121/mo
Today · 4.125%
HK$4,083
baseline
▲ 0.50% · 4.625%
HK$4,332
+HK$249/mo
Deposit HK$562K · loan HK$843K · min. income ≈ HK$8,166/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,275
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,389
−HK$117/mo
Today · 4.125%
HK$4,506
baseline
▲ 0.50% · 4.625%
HK$4,743
+HK$237/mo
Deposit HK$562K · loan HK$843K · min. income ≈ HK$9,012/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,163
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,292
−HK$132/mo
Today · 4.125%
HK$4,424
baseline
▲ 0.50% · 4.625%
HK$4,693
+HK$269/mo
Deposit HK$491K · loan HK$913K · min. income ≈ HK$8,848/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,631
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,755
−HK$126/mo
Today · 4.125%
HK$4,881
baseline
▲ 0.50% · 4.625%
HK$5,138
+HK$257/mo
Deposit HK$491K · loan HK$913K · min. income ≈ HK$9,762/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,483
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,622
−HK$142/mo
Today · 4.125%
HK$4,764
baseline
▲ 0.50% · 4.625%
HK$5,054
+HK$290/mo
Deposit HK$421K · loan HK$983K · min. income ≈ HK$9,528/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,987
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,121
−HK$136/mo
Today · 4.125%
HK$5,257
baseline
▲ 0.50% · 4.625%
HK$5,534
+HK$277/mo
Deposit HK$421K · loan HK$983K · min. income ≈ HK$10,514/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,803
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,952
−HK$152/mo
Today · 4.125%
HK$5,104
baseline
▲ 0.50% · 4.625%
HK$5,415
+HK$311/mo
Deposit HK$351K · loan HK$1.05M · min. income ≈ HK$10,208/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,343
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,487
−HK$145/mo
Today · 4.125%
HK$5,632
baseline
▲ 0.50% · 4.625%
HK$5,929
+HK$297/mo
Deposit HK$351K · loan HK$1.05M · min. income ≈ HK$11,264/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,123
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,283
−HK$162/mo
Today · 4.125%
HK$5,445
baseline
▲ 0.50% · 4.625%
HK$5,776
+HK$331/mo
Deposit HK$281K · loan HK$1.12M · min. income ≈ HK$10,890/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,700
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,852
−HK$156/mo
Today · 4.125%
HK$6,008
baseline
▲ 0.50% · 4.625%
HK$6,324
+HK$316/mo
Deposit HK$281K · loan HK$1.12M · min. income ≈ HK$12,016/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,443
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,613
−HK$172/mo
Today · 4.125%
HK$5,785
baseline
▲ 0.50% · 4.625%
HK$6,137
+HK$352/mo
Deposit HK$211K · loan HK$1.19M · min. income ≈ HK$11,570/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,056
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,218
−HK$165/mo
Today · 4.125%
HK$6,383
baseline
▲ 0.50% · 4.625%
HK$6,719
+HK$336/mo
Deposit HK$211K · loan HK$1.19M · min. income ≈ HK$12,766/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,764
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,943
−HK$182/mo
Today · 4.125%
HK$6,125
baseline
▲ 0.50% · 4.625%
HK$6,498
+HK$373/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$12,250/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,412
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,584
−HK$174/mo
Today · 4.125%
HK$6,758
baseline
▲ 0.50% · 4.625%
HK$7,115
+HK$357/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$13,516/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).