▼ 0.50% · 3.625%
HK$6,477
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,678
−HK$205/mo
Today · 4.125%
HK$6,883
baseline
▲ 0.50% · 4.625%
HK$7,302
+HK$419/mo
Deposit HK$1.42M · loan HK$1.42M · min. income ≈ HK$13,766/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,206
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,399
−HK$196/mo
Today · 4.125%
HK$7,595
baseline
▲ 0.50% · 4.625%
HK$7,995
+HK$400/mo
Deposit HK$1.42M · loan HK$1.42M · min. income ≈ HK$15,190/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,125
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,346
−HK$225/mo
Today · 4.125%
HK$7,571
baseline
▲ 0.50% · 4.625%
HK$8,032
+HK$461/mo
Deposit HK$1.28M · loan HK$1.56M · min. income ≈ HK$15,142/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,926
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,139
−HK$215/mo
Today · 4.125%
HK$8,354
baseline
▲ 0.50% · 4.625%
HK$8,795
+HK$441/mo
Deposit HK$1.28M · loan HK$1.56M · min. income ≈ HK$16,708/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,772
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,014
−HK$246/mo
Today · 4.125%
HK$8,260
baseline
▲ 0.50% · 4.625%
HK$8,762
+HK$502/mo
Deposit HK$1.14M · loan HK$1.70M · min. income ≈ HK$16,520/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,647
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,879
−HK$235/mo
Today · 4.125%
HK$9,114
baseline
▲ 0.50% · 4.625%
HK$9,594
+HK$480/mo
Deposit HK$1.14M · loan HK$1.70M · min. income ≈ HK$18,228/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,420
−HK$528/mo
▼ 0.25% · 3.875%
HK$8,682
−HK$266/mo
Today · 4.125%
HK$8,948
baseline
▲ 0.50% · 4.625%
HK$9,492
+HK$544/mo
Deposit HK$994K · loan HK$1.85M · min. income ≈ HK$17,896/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,367
−HK$506/mo
▼ 0.25% · 3.875%
HK$9,618
−HK$255/mo
Today · 4.125%
HK$9,873
baseline
▲ 0.50% · 4.625%
HK$10,394
+HK$521/mo
Deposit HK$994K · loan HK$1.85M · min. income ≈ HK$19,746/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,068
−HK$568/mo
▼ 0.25% · 3.875%
HK$9,350
−HK$286/mo
Today · 4.125%
HK$9,636
baseline
▲ 0.50% · 4.625%
HK$10,223
+HK$587/mo
Deposit HK$852K · loan HK$1.99M · min. income ≈ HK$19,272/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,088
−HK$545/mo
▼ 0.25% · 3.875%
HK$10,358
−HK$275/mo
Today · 4.125%
HK$10,633
baseline
▲ 0.50% · 4.625%
HK$11,193
+HK$560/mo
Deposit HK$852K · loan HK$1.99M · min. income ≈ HK$21,266/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,715
−HK$610/mo
▼ 0.25% · 3.875%
HK$10,018
−HK$307/mo
Today · 4.125%
HK$10,325
baseline
▲ 0.50% · 4.625%
HK$10,953
+HK$628/mo
Deposit HK$710K · loan HK$2.13M · min. income ≈ HK$20,650/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,808
−HK$584/mo
▼ 0.25% · 3.875%
HK$11,098
−HK$294/mo
Today · 4.125%
HK$11,392
baseline
▲ 0.50% · 4.625%
HK$11,993
+HK$601/mo
Deposit HK$710K · loan HK$2.13M · min. income ≈ HK$22,784/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,363
−HK$650/mo
▼ 0.25% · 3.875%
HK$10,685
−HK$328/mo
Today · 4.125%
HK$11,013
baseline
▲ 0.50% · 4.625%
HK$11,683
+HK$670/mo
Deposit HK$568K · loan HK$2.27M · min. income ≈ HK$22,026/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,529
−HK$623/mo
▼ 0.25% · 3.875%
HK$11,838
−HK$314/mo
Today · 4.125%
HK$12,152
baseline
▲ 0.50% · 4.625%
HK$12,792
+HK$640/mo
Deposit HK$568K · loan HK$2.27M · min. income ≈ HK$24,304/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,011
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,353
−HK$348/mo
Today · 4.125%
HK$11,701
baseline
▲ 0.50% · 4.625%
HK$12,413
+HK$712/mo
Deposit HK$426K · loan HK$2.41M · min. income ≈ HK$23,402/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,249
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,578
−HK$333/mo
Today · 4.125%
HK$12,911
baseline
▲ 0.50% · 4.625%
HK$13,592
+HK$681/mo
Deposit HK$426K · loan HK$2.41M · min. income ≈ HK$25,822/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,658
−HK$732/mo
▼ 0.25% · 3.875%
HK$12,021
−HK$369/mo
Today · 4.125%
HK$12,390
baseline
▲ 0.50% · 4.625%
HK$13,143
+HK$753/mo
Deposit HK$284K · loan HK$2.56M · min. income ≈ HK$24,780/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,970
−HK$701/mo
▼ 0.25% · 3.875%
HK$13,318
−HK$353/mo
Today · 4.125%
HK$13,671
baseline
▲ 0.50% · 4.625%
HK$14,391
+HK$720/mo
Deposit HK$284K · loan HK$2.56M · min. income ≈ HK$27,342/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).