▼ 0.50% · 3.625%
HK$4,346
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,481
−HK$138/mo
Today · 4.125%
HK$4,619
baseline
▲ 0.50% · 4.625%
HK$4,900
+HK$281/mo
Deposit HK$953K · loan HK$953K · min. income ≈ HK$9,238/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,835
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,965
−HK$131/mo
Today · 4.125%
HK$5,096
baseline
▲ 0.50% · 4.625%
HK$5,365
+HK$269/mo
Deposit HK$953K · loan HK$953K · min. income ≈ HK$10,192/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,781
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,929
−HK$151/mo
Today · 4.125%
HK$5,080
baseline
▲ 0.50% · 4.625%
HK$5,390
+HK$310/mo
Deposit HK$858K · loan HK$1.05M · min. income ≈ HK$10,160/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,318
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,461
−HK$145/mo
Today · 4.125%
HK$5,606
baseline
▲ 0.50% · 4.625%
HK$5,901
+HK$295/mo
Deposit HK$858K · loan HK$1.05M · min. income ≈ HK$11,212/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,215
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,377
−HK$165/mo
Today · 4.125%
HK$5,542
baseline
▲ 0.50% · 4.625%
HK$5,880
+HK$338/mo
Deposit HK$762K · loan HK$1.14M · min. income ≈ HK$11,084/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,802
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,957
−HK$158/mo
Today · 4.125%
HK$6,115
baseline
▲ 0.50% · 4.625%
HK$6,438
+HK$323/mo
Deposit HK$762K · loan HK$1.14M · min. income ≈ HK$12,230/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,650
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,826
−HK$178/mo
Today · 4.125%
HK$6,004
baseline
▲ 0.50% · 4.625%
HK$6,369
+HK$365/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$12,008/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,285
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,454
−HK$171/mo
Today · 4.125%
HK$6,625
baseline
▲ 0.50% · 4.625%
HK$6,974
+HK$349/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$13,250/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,084
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,274
−HK$192/mo
Today · 4.125%
HK$6,466
baseline
▲ 0.50% · 4.625%
HK$6,859
+HK$393/mo
Deposit HK$572K · loan HK$1.33M · min. income ≈ HK$12,932/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,769
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,950
−HK$185/mo
Today · 4.125%
HK$7,135
baseline
▲ 0.50% · 4.625%
HK$7,511
+HK$376/mo
Deposit HK$572K · loan HK$1.33M · min. income ≈ HK$14,270/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,519
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,722
−HK$206/mo
Today · 4.125%
HK$6,928
baseline
▲ 0.50% · 4.625%
HK$7,349
+HK$421/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$13,856/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,252
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,447
−HK$197/mo
Today · 4.125%
HK$7,644
baseline
▲ 0.50% · 4.625%
HK$8,047
+HK$403/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$15,288/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,954
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,170
−HK$220/mo
Today · 4.125%
HK$7,390
baseline
▲ 0.50% · 4.625%
HK$7,839
+HK$449/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$14,780/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,736
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,943
−HK$211/mo
Today · 4.125%
HK$8,154
baseline
▲ 0.50% · 4.625%
HK$8,584
+HK$430/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$16,308/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,388
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,618
−HK$234/mo
Today · 4.125%
HK$7,852
baseline
▲ 0.50% · 4.625%
HK$8,329
+HK$477/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,704/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,219
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,440
−HK$223/mo
Today · 4.125%
HK$8,663
baseline
▲ 0.50% · 4.625%
HK$9,120
+HK$457/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,326/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,823
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,066
−HK$247/mo
Today · 4.125%
HK$8,313
baseline
▲ 0.50% · 4.625%
HK$8,819
+HK$506/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,626/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,703
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,936
−HK$237/mo
Today · 4.125%
HK$9,173
baseline
▲ 0.50% · 4.625%
HK$9,657
+HK$484/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,346/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).