▼ 0.50% · 3.625%
HK$3,910
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,031
−HK$124/mo
Today · 4.125%
HK$4,155
baseline
▲ 0.50% · 4.625%
HK$4,408
+HK$253/mo
Deposit HK$857K · loan HK$857K · min. income ≈ HK$8,310/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,350
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,466
−HK$119/mo
Today · 4.125%
HK$4,585
baseline
▲ 0.50% · 4.625%
HK$4,826
+HK$241/mo
Deposit HK$857K · loan HK$857K · min. income ≈ HK$9,170/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,301
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,435
−HK$136/mo
Today · 4.125%
HK$4,571
baseline
▲ 0.50% · 4.625%
HK$4,849
+HK$278/mo
Deposit HK$772K · loan HK$943K · min. income ≈ HK$9,142/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,785
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,913
−HK$130/mo
Today · 4.125%
HK$5,043
baseline
▲ 0.50% · 4.625%
HK$5,309
+HK$266/mo
Deposit HK$772K · loan HK$943K · min. income ≈ HK$10,086/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,692
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,838
−HK$148/mo
Today · 4.125%
HK$4,986
baseline
▲ 0.50% · 4.625%
HK$5,289
+HK$303/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$9,972/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,220
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,360
−HK$142/mo
Today · 4.125%
HK$5,502
baseline
▲ 0.50% · 4.625%
HK$5,792
+HK$290/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$11,004/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,083
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,241
−HK$161/mo
Today · 4.125%
HK$5,402
baseline
▲ 0.50% · 4.625%
HK$5,730
+HK$328/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$10,804/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,655
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,806
−HK$154/mo
Today · 4.125%
HK$5,960
baseline
▲ 0.50% · 4.625%
HK$6,274
+HK$314/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$11,920/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,474
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,644
−HK$173/mo
Today · 4.125%
HK$5,817
baseline
▲ 0.50% · 4.625%
HK$6,171
+HK$354/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$11,634/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,090
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,253
−HK$166/mo
Today · 4.125%
HK$6,419
baseline
▲ 0.50% · 4.625%
HK$6,757
+HK$338/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$12,838/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,865
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,047
−HK$186/mo
Today · 4.125%
HK$6,233
baseline
▲ 0.50% · 4.625%
HK$6,612
+HK$379/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$12,466/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,525
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,699
−HK$178/mo
Today · 4.125%
HK$6,877
baseline
▲ 0.50% · 4.625%
HK$7,240
+HK$363/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$13,754/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,256
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,450
−HK$198/mo
Today · 4.125%
HK$6,648
baseline
▲ 0.50% · 4.625%
HK$7,053
+HK$405/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$13,296/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,959
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,146
−HK$189/mo
Today · 4.125%
HK$7,335
baseline
▲ 0.50% · 4.625%
HK$7,722
+HK$387/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$14,670/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,647
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,854
−HK$210/mo
Today · 4.125%
HK$7,064
baseline
▲ 0.50% · 4.625%
HK$7,493
+HK$429/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$14,128/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,394
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,593
−HK$201/mo
Today · 4.125%
HK$7,794
baseline
▲ 0.50% · 4.625%
HK$8,205
+HK$411/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$15,588/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,038
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,257
−HK$222/mo
Today · 4.125%
HK$7,479
baseline
▲ 0.50% · 4.625%
HK$7,934
+HK$455/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,958/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,829
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,039
−HK$213/mo
Today · 4.125%
HK$8,252
baseline
▲ 0.50% · 4.625%
HK$8,687
+HK$435/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,504/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).