▼ 0.50% · 3.625%
HK$4,473
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,612
−HK$141/mo
Today · 4.125%
HK$4,753
baseline
▲ 0.50% · 4.625%
HK$5,043
+HK$290/mo
Deposit HK$981K · loan HK$981K · min. income ≈ HK$9,506/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,976
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,109
−HK$136/mo
Today · 4.125%
HK$5,245
baseline
▲ 0.50% · 4.625%
HK$5,521
+HK$276/mo
Deposit HK$981K · loan HK$981K · min. income ≈ HK$10,490/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,920
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,073
−HK$156/mo
Today · 4.125%
HK$5,229
baseline
▲ 0.50% · 4.625%
HK$5,547
+HK$318/mo
Deposit HK$883K · loan HK$1.08M · min. income ≈ HK$10,458/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,474
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,620
−HK$149/mo
Today · 4.125%
HK$5,769
baseline
▲ 0.50% · 4.625%
HK$6,073
+HK$304/mo
Deposit HK$883K · loan HK$1.08M · min. income ≈ HK$11,538/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,367
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,534
−HK$170/mo
Today · 4.125%
HK$5,704
baseline
▲ 0.50% · 4.625%
HK$6,051
+HK$347/mo
Deposit HK$785K · loan HK$1.18M · min. income ≈ HK$11,408/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,971
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,131
−HK$163/mo
Today · 4.125%
HK$6,294
baseline
▲ 0.50% · 4.625%
HK$6,626
+HK$332/mo
Deposit HK$785K · loan HK$1.18M · min. income ≈ HK$12,588/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,815
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,996
−HK$183/mo
Today · 4.125%
HK$6,179
baseline
▲ 0.50% · 4.625%
HK$6,555
+HK$376/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$12,358/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,469
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,642
−HK$176/mo
Today · 4.125%
HK$6,818
baseline
▲ 0.50% · 4.625%
HK$7,178
+HK$360/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$13,636/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,262
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,457
−HK$198/mo
Today · 4.125%
HK$6,655
baseline
▲ 0.50% · 4.625%
HK$7,060
+HK$405/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$13,310/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,966
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,153
−HK$190/mo
Today · 4.125%
HK$7,343
baseline
▲ 0.50% · 4.625%
HK$7,730
+HK$387/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$14,686/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,709
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,918
−HK$212/mo
Today · 4.125%
HK$7,130
baseline
▲ 0.50% · 4.625%
HK$7,564
+HK$434/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$14,260/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,464
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,664
−HK$203/mo
Today · 4.125%
HK$7,867
baseline
▲ 0.50% · 4.625%
HK$8,282
+HK$415/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$15,734/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,157
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,379
−HK$226/mo
Today · 4.125%
HK$7,605
baseline
▲ 0.50% · 4.625%
HK$8,068
+HK$463/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,210/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,962
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,175
−HK$217/mo
Today · 4.125%
HK$8,392
baseline
▲ 0.50% · 4.625%
HK$8,834
+HK$442/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,784/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,604
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,840
−HK$241/mo
Today · 4.125%
HK$8,081
baseline
▲ 0.50% · 4.625%
HK$8,572
+HK$491/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,162/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,459
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,686
−HK$230/mo
Today · 4.125%
HK$8,916
baseline
▲ 0.50% · 4.625%
HK$9,386
+HK$470/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,832/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,051
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,302
−HK$254/mo
Today · 4.125%
HK$8,556
baseline
▲ 0.50% · 4.625%
HK$9,077
+HK$521/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$17,112/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,957
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,197
−HK$244/mo
Today · 4.125%
HK$9,441
baseline
▲ 0.50% · 4.625%
HK$9,938
+HK$497/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$18,882/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).