▼ 0.50% · 3.625%
HK$4,456
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,595
−HK$141/mo
Today · 4.125%
HK$4,736
baseline
▲ 0.50% · 4.625%
HK$5,024
+HK$288/mo
Deposit HK$977K · loan HK$977K · min. income ≈ HK$9,472/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,958
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,091
−HK$134/mo
Today · 4.125%
HK$5,225
baseline
▲ 0.50% · 4.625%
HK$5,501
+HK$276/mo
Deposit HK$977K · loan HK$977K · min. income ≈ HK$10,450/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,902
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,054
−HK$155/mo
Today · 4.125%
HK$5,209
baseline
▲ 0.50% · 4.625%
HK$5,526
+HK$317/mo
Deposit HK$879K · loan HK$1.07M · min. income ≈ HK$10,418/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,453
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,600
−HK$148/mo
Today · 4.125%
HK$5,748
baseline
▲ 0.50% · 4.625%
HK$6,051
+HK$303/mo
Deposit HK$879K · loan HK$1.07M · min. income ≈ HK$11,496/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,348
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,514
−HK$169/mo
Today · 4.125%
HK$5,683
baseline
▲ 0.50% · 4.625%
HK$6,029
+HK$346/mo
Deposit HK$782K · loan HK$1.17M · min. income ≈ HK$11,366/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,949
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,109
−HK$162/mo
Today · 4.125%
HK$6,271
baseline
▲ 0.50% · 4.625%
HK$6,601
+HK$330/mo
Deposit HK$782K · loan HK$1.17M · min. income ≈ HK$12,542/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,793
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,973
−HK$183/mo
Today · 4.125%
HK$6,156
baseline
▲ 0.50% · 4.625%
HK$6,531
+HK$375/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$12,312/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,445
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,618
−HK$175/mo
Today · 4.125%
HK$6,793
baseline
▲ 0.50% · 4.625%
HK$7,151
+HK$358/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$13,586/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,239
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,433
−HK$197/mo
Today · 4.125%
HK$6,630
baseline
▲ 0.50% · 4.625%
HK$7,033
+HK$403/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$13,260/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,941
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,127
−HK$189/mo
Today · 4.125%
HK$7,316
baseline
▲ 0.50% · 4.625%
HK$7,701
+HK$385/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$14,632/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,684
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,892
−HK$212/mo
Today · 4.125%
HK$7,104
baseline
▲ 0.50% · 4.625%
HK$7,536
+HK$432/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$14,208/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,436
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,636
−HK$202/mo
Today · 4.125%
HK$7,838
baseline
▲ 0.50% · 4.625%
HK$8,251
+HK$413/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$15,676/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,130
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,352
−HK$225/mo
Today · 4.125%
HK$7,577
baseline
▲ 0.50% · 4.625%
HK$8,038
+HK$461/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$15,154/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,932
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,145
−HK$216/mo
Today · 4.125%
HK$8,361
baseline
▲ 0.50% · 4.625%
HK$8,801
+HK$440/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$16,722/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,576
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,811
−HK$240/mo
Today · 4.125%
HK$8,051
baseline
▲ 0.50% · 4.625%
HK$8,541
+HK$490/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,102/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,428
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,654
−HK$229/mo
Today · 4.125%
HK$8,883
baseline
▲ 0.50% · 4.625%
HK$9,351
+HK$468/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,766/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,021
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,271
−HK$253/mo
Today · 4.125%
HK$8,524
baseline
▲ 0.50% · 4.625%
HK$9,043
+HK$519/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$17,048/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,924
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,163
−HK$243/mo
Today · 4.125%
HK$9,406
baseline
▲ 0.50% · 4.625%
HK$9,902
+HK$496/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$18,812/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).