▼ 0.50% · 3.625%
HK$3,890
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,011
−HK$123/mo
Today · 4.125%
HK$4,134
baseline
▲ 0.50% · 4.625%
HK$4,385
+HK$251/mo
Deposit HK$853K · loan HK$853K · min. income ≈ HK$8,268/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,327
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,443
−HK$118/mo
Today · 4.125%
HK$4,561
baseline
▲ 0.50% · 4.625%
HK$4,801
+HK$240/mo
Deposit HK$853K · loan HK$853K · min. income ≈ HK$9,122/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,279
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,412
−HK$135/mo
Today · 4.125%
HK$4,547
baseline
▲ 0.50% · 4.625%
HK$4,824
+HK$277/mo
Deposit HK$768K · loan HK$938K · min. income ≈ HK$9,094/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,760
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,888
−HK$129/mo
Today · 4.125%
HK$5,017
baseline
▲ 0.50% · 4.625%
HK$5,282
+HK$265/mo
Deposit HK$768K · loan HK$938K · min. income ≈ HK$10,034/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,668
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,813
−HK$147/mo
Today · 4.125%
HK$4,960
baseline
▲ 0.50% · 4.625%
HK$5,262
+HK$302/mo
Deposit HK$682K · loan HK$1.02M · min. income ≈ HK$9,920/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,193
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,332
−HK$141/mo
Today · 4.125%
HK$5,473
baseline
▲ 0.50% · 4.625%
HK$5,762
+HK$289/mo
Deposit HK$682K · loan HK$1.02M · min. income ≈ HK$10,946/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,057
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,214
−HK$160/mo
Today · 4.125%
HK$5,374
baseline
▲ 0.50% · 4.625%
HK$5,701
+HK$327/mo
Deposit HK$597K · loan HK$1.11M · min. income ≈ HK$10,748/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,625
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,776
−HK$153/mo
Today · 4.125%
HK$5,929
baseline
▲ 0.50% · 4.625%
HK$6,242
+HK$313/mo
Deposit HK$597K · loan HK$1.11M · min. income ≈ HK$11,858/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,446
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,615
−HK$172/mo
Today · 4.125%
HK$5,787
baseline
▲ 0.50% · 4.625%
HK$6,139
+HK$352/mo
Deposit HK$512K · loan HK$1.19M · min. income ≈ HK$11,574/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,058
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,221
−HK$164/mo
Today · 4.125%
HK$6,385
baseline
▲ 0.50% · 4.625%
HK$6,722
+HK$337/mo
Deposit HK$512K · loan HK$1.19M · min. income ≈ HK$12,770/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,835
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,016
−HK$184/mo
Today · 4.125%
HK$6,200
baseline
▲ 0.50% · 4.625%
HK$6,578
+HK$378/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$12,400/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,491
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,665
−HK$177/mo
Today · 4.125%
HK$6,842
baseline
▲ 0.50% · 4.625%
HK$7,202
+HK$360/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$13,684/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,223
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,417
−HK$197/mo
Today · 4.125%
HK$6,614
baseline
▲ 0.50% · 4.625%
HK$7,016
+HK$402/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$13,228/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,924
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,109
−HK$189/mo
Today · 4.125%
HK$7,298
baseline
▲ 0.50% · 4.625%
HK$7,682
+HK$384/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$14,596/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,612
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,818
−HK$209/mo
Today · 4.125%
HK$7,027
baseline
▲ 0.50% · 4.625%
HK$7,455
+HK$428/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$14,054/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,356
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,554
−HK$200/mo
Today · 4.125%
HK$7,754
baseline
▲ 0.50% · 4.625%
HK$8,162
+HK$408/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$15,508/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,001
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,219
−HK$221/mo
Today · 4.125%
HK$7,440
baseline
▲ 0.50% · 4.625%
HK$7,893
+HK$453/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,880/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,789
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,998
−HK$212/mo
Today · 4.125%
HK$8,210
baseline
▲ 0.50% · 4.625%
HK$8,643
+HK$433/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,420/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).