▼ 0.50% · 3.625%
HK$18,573
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,151
−HK$587/mo
Today · 4.125%
HK$19,738
baseline
▲ 0.50% · 4.625%
HK$20,939
+HK$1,201/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,476/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,663
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,217
−HK$562/mo
Today · 4.125%
HK$21,779
baseline
▲ 0.50% · 4.625%
HK$22,927
+HK$1,148/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,558/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,431
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,066
−HK$646/mo
Today · 4.125%
HK$21,712
baseline
▲ 0.50% · 4.625%
HK$23,033
+HK$1,321/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$43,424/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,729
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,338
−HK$619/mo
Today · 4.125%
HK$23,957
baseline
▲ 0.50% · 4.625%
HK$25,220
+HK$1,263/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$47,914/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,288
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,981
−HK$705/mo
Today · 4.125%
HK$23,686
baseline
▲ 0.50% · 4.625%
HK$25,127
+HK$1,441/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,372/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,795
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,460
−HK$675/mo
Today · 4.125%
HK$26,135
baseline
▲ 0.50% · 4.625%
HK$27,512
+HK$1,377/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,270/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,145
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,896
−HK$763/mo
Today · 4.125%
HK$25,659
baseline
▲ 0.50% · 4.625%
HK$27,221
+HK$1,562/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,318/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,861
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,582
−HK$731/mo
Today · 4.125%
HK$28,313
baseline
▲ 0.50% · 4.625%
HK$29,805
+HK$1,492/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,626/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,003
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,811
−HK$822/mo
Today · 4.125%
HK$27,633
baseline
▲ 0.50% · 4.625%
HK$29,315
+HK$1,682/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,266/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,928
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,703
−HK$787/mo
Today · 4.125%
HK$30,490
baseline
▲ 0.50% · 4.625%
HK$32,098
+HK$1,608/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,980/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,860
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,726
−HK$881/mo
Today · 4.125%
HK$29,607
baseline
▲ 0.50% · 4.625%
HK$31,408
+HK$1,801/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,214/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,994
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,825
−HK$843/mo
Today · 4.125%
HK$32,668
baseline
▲ 0.50% · 4.625%
HK$34,390
+HK$1,722/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,336/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,717
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,642
−HK$939/mo
Today · 4.125%
HK$31,581
baseline
▲ 0.50% · 4.625%
HK$33,502
+HK$1,921/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,162/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,060
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,947
−HK$899/mo
Today · 4.125%
HK$34,846
baseline
▲ 0.50% · 4.625%
HK$36,683
+HK$1,837/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,692/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,575
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,557
−HK$998/mo
Today · 4.125%
HK$33,555
baseline
▲ 0.50% · 4.625%
HK$35,596
+HK$2,041/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,110/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,126
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,068
−HK$956/mo
Today · 4.125%
HK$37,024
baseline
▲ 0.50% · 4.625%
HK$38,976
+HK$1,952/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$74,048/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,432
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,472
−HK$1,056/mo
Today · 4.125%
HK$35,528
baseline
▲ 0.50% · 4.625%
HK$37,690
+HK$2,162/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$71,056/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,193
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,190
−HK$1,012/mo
Today · 4.125%
HK$39,202
baseline
▲ 0.50% · 4.625%
HK$41,268
+HK$2,066/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$78,404/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,358 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).