▼ 0.50% · 3.625%
HK$20,407
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,042
−HK$645/mo
Today · 4.125%
HK$21,687
baseline
▲ 0.50% · 4.625%
HK$23,006
+HK$1,319/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,374/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,703
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,312
−HK$617/mo
Today · 4.125%
HK$23,929
baseline
▲ 0.50% · 4.625%
HK$25,191
+HK$1,262/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,858/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,448
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,146
−HK$709/mo
Today · 4.125%
HK$23,855
baseline
▲ 0.50% · 4.625%
HK$25,307
+HK$1,452/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$47,710/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,973
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,643
−HK$679/mo
Today · 4.125%
HK$26,322
baseline
▲ 0.50% · 4.625%
HK$27,710
+HK$1,388/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$52,644/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,489
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,250
−HK$774/mo
Today · 4.125%
HK$26,024
baseline
▲ 0.50% · 4.625%
HK$27,608
+HK$1,584/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,048/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,243
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,974
−HK$741/mo
Today · 4.125%
HK$28,715
baseline
▲ 0.50% · 4.625%
HK$30,229
+HK$1,514/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,430/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,529
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,354
−HK$839/mo
Today · 4.125%
HK$28,193
baseline
▲ 0.50% · 4.625%
HK$29,908
+HK$1,715/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,386/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,514
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,305
−HK$803/mo
Today · 4.125%
HK$31,108
baseline
▲ 0.50% · 4.625%
HK$32,748
+HK$1,640/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,216/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,570
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,459
−HK$903/mo
Today · 4.125%
HK$30,362
baseline
▲ 0.50% · 4.625%
HK$32,209
+HK$1,847/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,724/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,784
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,636
−HK$865/mo
Today · 4.125%
HK$33,501
baseline
▲ 0.50% · 4.625%
HK$35,267
+HK$1,766/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$67,002/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,611
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,563
−HK$967/mo
Today · 4.125%
HK$32,530
baseline
▲ 0.50% · 4.625%
HK$34,510
+HK$1,980/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,060/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,054
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,967
−HK$927/mo
Today · 4.125%
HK$35,894
baseline
▲ 0.50% · 4.625%
HK$37,786
+HK$1,892/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,788/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,651
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,667
−HK$1,032/mo
Today · 4.125%
HK$34,699
baseline
▲ 0.50% · 4.625%
HK$36,810
+HK$2,111/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,398/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,324
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,299
−HK$988/mo
Today · 4.125%
HK$38,287
baseline
▲ 0.50% · 4.625%
HK$40,305
+HK$2,018/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,574/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,692
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,771
−HK$1,097/mo
Today · 4.125%
HK$36,868
baseline
▲ 0.50% · 4.625%
HK$39,111
+HK$2,243/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,736/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,595
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,630
−HK$1,050/mo
Today · 4.125%
HK$40,680
baseline
▲ 0.50% · 4.625%
HK$42,824
+HK$2,144/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,360/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,733
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,875
−HK$1,161/mo
Today · 4.125%
HK$39,036
baseline
▲ 0.50% · 4.625%
HK$41,412
+HK$2,376/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$78,072/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,865
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,961
−HK$1,112/mo
Today · 4.125%
HK$43,073
baseline
▲ 0.50% · 4.625%
HK$45,343
+HK$2,270/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$86,146/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,485 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).