▼ 0.50% · 3.625%
HK$20,216
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,845
−HK$639/mo
Today · 4.125%
HK$21,484
baseline
▲ 0.50% · 4.625%
HK$22,791
+HK$1,307/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,968/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,491
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,094
−HK$612/mo
Today · 4.125%
HK$23,706
baseline
▲ 0.50% · 4.625%
HK$24,955
+HK$1,249/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,412/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,238
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,930
−HK$703/mo
Today · 4.125%
HK$23,633
baseline
▲ 0.50% · 4.625%
HK$25,071
+HK$1,438/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,266/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,740
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,403
−HK$673/mo
Today · 4.125%
HK$26,076
baseline
▲ 0.50% · 4.625%
HK$27,451
+HK$1,375/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,152/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,260
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,014
−HK$767/mo
Today · 4.125%
HK$25,781
baseline
▲ 0.50% · 4.625%
HK$27,350
+HK$1,569/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,562/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,989
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,713
−HK$734/mo
Today · 4.125%
HK$28,447
baseline
▲ 0.50% · 4.625%
HK$29,946
+HK$1,499/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,894/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,281
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,099
−HK$830/mo
Today · 4.125%
HK$27,929
baseline
▲ 0.50% · 4.625%
HK$29,629
+HK$1,700/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,858/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,238
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,022
−HK$795/mo
Today · 4.125%
HK$30,817
baseline
▲ 0.50% · 4.625%
HK$32,442
+HK$1,625/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,634/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,303
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,183
−HK$895/mo
Today · 4.125%
HK$30,078
baseline
▲ 0.50% · 4.625%
HK$31,908
+HK$1,830/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,156/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,487
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,331
−HK$857/mo
Today · 4.125%
HK$33,188
baseline
▲ 0.50% · 4.625%
HK$34,937
+HK$1,749/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,376/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,325
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,268
−HK$958/mo
Today · 4.125%
HK$32,226
baseline
▲ 0.50% · 4.625%
HK$34,187
+HK$1,961/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,452/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,736
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,641
−HK$918/mo
Today · 4.125%
HK$35,559
baseline
▲ 0.50% · 4.625%
HK$37,433
+HK$1,874/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,118/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,346
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,353
−HK$1,022/mo
Today · 4.125%
HK$34,375
baseline
▲ 0.50% · 4.625%
HK$36,466
+HK$2,091/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,750/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,985
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,950
−HK$979/mo
Today · 4.125%
HK$37,929
baseline
▲ 0.50% · 4.625%
HK$39,928
+HK$1,999/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,858/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,368
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,437
−HK$1,086/mo
Today · 4.125%
HK$36,523
baseline
▲ 0.50% · 4.625%
HK$38,746
+HK$2,223/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,046/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,234
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,259
−HK$1,041/mo
Today · 4.125%
HK$40,300
baseline
▲ 0.50% · 4.625%
HK$42,424
+HK$2,124/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,600/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,390
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,522
−HK$1,150/mo
Today · 4.125%
HK$38,672
baseline
▲ 0.50% · 4.625%
HK$41,025
+HK$2,353/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$77,344/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,483
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,569
−HK$1,101/mo
Today · 4.125%
HK$42,670
baseline
▲ 0.50% · 4.625%
HK$44,920
+HK$2,250/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$85,340/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,977 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).