▼ 0.50% · 3.625%
HK$18,214
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,781
−HK$575/mo
Today · 4.125%
HK$19,356
baseline
▲ 0.50% · 4.625%
HK$20,534
+HK$1,178/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,712/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,263
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,807
−HK$551/mo
Today · 4.125%
HK$21,358
baseline
▲ 0.50% · 4.625%
HK$22,484
+HK$1,126/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,716/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,036
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,659
−HK$633/mo
Today · 4.125%
HK$21,292
baseline
▲ 0.50% · 4.625%
HK$22,588
+HK$1,296/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,584/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,290
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,887
−HK$607/mo
Today · 4.125%
HK$23,494
baseline
▲ 0.50% · 4.625%
HK$24,732
+HK$1,238/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,988/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,857
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,537
−HK$691/mo
Today · 4.125%
HK$23,228
baseline
▲ 0.50% · 4.625%
HK$24,641
+HK$1,413/mo
Deposit HK$3.20M · loan HK$4.79M · min. income ≈ HK$46,456/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,316
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,968
−HK$662/mo
Today · 4.125%
HK$25,630
baseline
▲ 0.50% · 4.625%
HK$26,981
+HK$1,351/mo
Deposit HK$3.20M · loan HK$4.79M · min. income ≈ HK$51,260/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,679
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,415
−HK$748/mo
Today · 4.125%
HK$25,163
baseline
▲ 0.50% · 4.625%
HK$26,695
+HK$1,532/mo
Deposit HK$2.80M · loan HK$5.19M · min. income ≈ HK$50,326/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,342
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,049
−HK$716/mo
Today · 4.125%
HK$27,765
baseline
▲ 0.50% · 4.625%
HK$29,229
+HK$1,464/mo
Deposit HK$2.80M · loan HK$5.19M · min. income ≈ HK$55,530/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,500
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,293
−HK$806/mo
Today · 4.125%
HK$27,099
baseline
▲ 0.50% · 4.625%
HK$28,748
+HK$1,649/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$54,198/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,369
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,129
−HK$772/mo
Today · 4.125%
HK$29,901
baseline
▲ 0.50% · 4.625%
HK$31,477
+HK$1,576/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$59,802/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,321
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,171
−HK$864/mo
Today · 4.125%
HK$29,035
baseline
▲ 0.50% · 4.625%
HK$30,801
+HK$1,766/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,070/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,395
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,210
−HK$827/mo
Today · 4.125%
HK$32,037
baseline
▲ 0.50% · 4.625%
HK$33,726
+HK$1,689/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,074/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,143
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,049
−HK$921/mo
Today · 4.125%
HK$30,970
baseline
▲ 0.50% · 4.625%
HK$32,855
+HK$1,885/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,940/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,421
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,291
−HK$882/mo
Today · 4.125%
HK$34,173
baseline
▲ 0.50% · 4.625%
HK$35,974
+HK$1,801/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,346/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,964
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,927
−HK$979/mo
Today · 4.125%
HK$32,906
baseline
▲ 0.50% · 4.625%
HK$34,908
+HK$2,002/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$65,812/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,447
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,371
−HK$938/mo
Today · 4.125%
HK$36,309
baseline
▲ 0.50% · 4.625%
HK$38,222
+HK$1,913/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$72,618/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,786
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,806
−HK$1,036/mo
Today · 4.125%
HK$34,842
baseline
▲ 0.50% · 4.625%
HK$36,962
+HK$2,120/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,684/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,474
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,452
−HK$992/mo
Today · 4.125%
HK$38,444
baseline
▲ 0.50% · 4.625%
HK$40,471
+HK$2,027/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$76,888/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,635 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).