▼ 0.50% · 3.625%
HK$19,561
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,169
−HK$619/mo
Today · 4.125%
HK$20,788
baseline
▲ 0.50% · 4.625%
HK$22,052
+HK$1,264/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,576/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,761
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,345
−HK$592/mo
Today · 4.125%
HK$22,937
baseline
▲ 0.50% · 4.625%
HK$24,146
+HK$1,209/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,874/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,517
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,186
−HK$680/mo
Today · 4.125%
HK$22,866
baseline
▲ 0.50% · 4.625%
HK$24,258
+HK$1,392/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,732/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,937
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,579
−HK$652/mo
Today · 4.125%
HK$25,231
baseline
▲ 0.50% · 4.625%
HK$26,561
+HK$1,330/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,462/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,473
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,203
−HK$742/mo
Today · 4.125%
HK$24,945
baseline
▲ 0.50% · 4.625%
HK$26,463
+HK$1,518/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,890/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,114
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,814
−HK$710/mo
Today · 4.125%
HK$27,524
baseline
▲ 0.50% · 4.625%
HK$28,975
+HK$1,451/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,048/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,429
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,220
−HK$804/mo
Today · 4.125%
HK$27,024
baseline
▲ 0.50% · 4.625%
HK$28,668
+HK$1,644/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$54,048/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,290
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,048
−HK$770/mo
Today · 4.125%
HK$29,818
baseline
▲ 0.50% · 4.625%
HK$31,390
+HK$1,572/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$59,636/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,385
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,237
−HK$866/mo
Today · 4.125%
HK$29,103
baseline
▲ 0.50% · 4.625%
HK$30,873
+HK$1,770/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,206/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,466
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,283
−HK$829/mo
Today · 4.125%
HK$32,112
baseline
▲ 0.50% · 4.625%
HK$33,804
+HK$1,692/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,224/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,341
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,254
−HK$927/mo
Today · 4.125%
HK$31,181
baseline
▲ 0.50% · 4.625%
HK$33,079
+HK$1,898/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,362/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,642
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,517
−HK$888/mo
Today · 4.125%
HK$34,405
baseline
▲ 0.50% · 4.625%
HK$36,219
+HK$1,814/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,810/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,297
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,271
−HK$989/mo
Today · 4.125%
HK$33,260
baseline
▲ 0.50% · 4.625%
HK$35,284
+HK$2,024/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$66,520/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,818
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,752
−HK$947/mo
Today · 4.125%
HK$36,699
baseline
▲ 0.50% · 4.625%
HK$38,634
+HK$1,935/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$73,398/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,253
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,288
−HK$1,051/mo
Today · 4.125%
HK$35,339
baseline
▲ 0.50% · 4.625%
HK$37,489
+HK$2,150/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$70,678/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,994
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,986
−HK$1,007/mo
Today · 4.125%
HK$38,993
baseline
▲ 0.50% · 4.625%
HK$41,048
+HK$2,055/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$77,986/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,210
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,305
−HK$1,113/mo
Today · 4.125%
HK$37,418
baseline
▲ 0.50% · 4.625%
HK$39,694
+HK$2,276/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$74,836/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,170
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,221
−HK$1,066/mo
Today · 4.125%
HK$41,287
baseline
▲ 0.50% · 4.625%
HK$43,463
+HK$2,176/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$82,574/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,351 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).