▼ 0.50% · 3.625%
HK$19,594
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,204
−HK$619/mo
Today · 4.125%
HK$20,823
baseline
▲ 0.50% · 4.625%
HK$22,090
+HK$1,267/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,646/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,799
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,383
−HK$593/mo
Today · 4.125%
HK$22,976
baseline
▲ 0.50% · 4.625%
HK$24,187
+HK$1,211/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$45,952/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,554
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,224
−HK$682/mo
Today · 4.125%
HK$22,906
baseline
▲ 0.50% · 4.625%
HK$24,299
+HK$1,393/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,812/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,978
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,622
−HK$652/mo
Today · 4.125%
HK$25,274
baseline
▲ 0.50% · 4.625%
HK$26,606
+HK$1,332/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,548/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,513
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,245
−HK$743/mo
Today · 4.125%
HK$24,988
baseline
▲ 0.50% · 4.625%
HK$26,508
+HK$1,520/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$49,976/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,158
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,860
−HK$712/mo
Today · 4.125%
HK$27,572
baseline
▲ 0.50% · 4.625%
HK$29,025
+HK$1,453/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,144/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,473
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,265
−HK$805/mo
Today · 4.125%
HK$27,070
baseline
▲ 0.50% · 4.625%
HK$28,717
+HK$1,647/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,140/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,338
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,098
−HK$771/mo
Today · 4.125%
HK$29,869
baseline
▲ 0.50% · 4.625%
HK$31,444
+HK$1,575/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,738/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,432
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,286
−HK$866/mo
Today · 4.125%
HK$29,152
baseline
▲ 0.50% · 4.625%
HK$30,926
+HK$1,774/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,304/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,518
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,337
−HK$830/mo
Today · 4.125%
HK$32,167
baseline
▲ 0.50% · 4.625%
HK$33,862
+HK$1,695/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,334/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,392
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,306
−HK$929/mo
Today · 4.125%
HK$31,235
baseline
▲ 0.50% · 4.625%
HK$33,135
+HK$1,900/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,470/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,698
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,575
−HK$890/mo
Today · 4.125%
HK$34,465
baseline
▲ 0.50% · 4.625%
HK$36,281
+HK$1,816/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,930/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,351
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,326
−HK$991/mo
Today · 4.125%
HK$33,317
baseline
▲ 0.50% · 4.625%
HK$35,344
+HK$2,027/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,634/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,878
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,813
−HK$949/mo
Today · 4.125%
HK$36,762
baseline
▲ 0.50% · 4.625%
HK$38,700
+HK$1,938/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,524/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,311
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,347
−HK$1,052/mo
Today · 4.125%
HK$35,399
baseline
▲ 0.50% · 4.625%
HK$37,553
+HK$2,154/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,798/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,058
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,052
−HK$1,008/mo
Today · 4.125%
HK$39,060
baseline
▲ 0.50% · 4.625%
HK$41,119
+HK$2,059/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,120/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,270
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,367
−HK$1,115/mo
Today · 4.125%
HK$37,482
baseline
▲ 0.50% · 4.625%
HK$39,762
+HK$2,280/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,964/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,238
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,290
−HK$1,067/mo
Today · 4.125%
HK$41,357
baseline
▲ 0.50% · 4.625%
HK$43,537
+HK$2,180/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,714/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,793 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).