▼ 0.50% · 3.625%
HK$20,876
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,525
−HK$660/mo
Today · 4.125%
HK$22,185
baseline
▲ 0.50% · 4.625%
HK$23,535
+HK$1,350/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,370/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,224
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,847
−HK$632/mo
Today · 4.125%
HK$24,479
baseline
▲ 0.50% · 4.625%
HK$25,769
+HK$1,290/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,958/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,963
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,678
−HK$725/mo
Today · 4.125%
HK$24,403
baseline
▲ 0.50% · 4.625%
HK$25,888
+HK$1,485/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,806/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,547
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,232
−HK$695/mo
Today · 4.125%
HK$26,927
baseline
▲ 0.50% · 4.625%
HK$28,346
+HK$1,419/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,854/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,051
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,830
−HK$792/mo
Today · 4.125%
HK$26,622
baseline
▲ 0.50% · 4.625%
HK$28,242
+HK$1,620/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,244/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,869
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,616
−HK$759/mo
Today · 4.125%
HK$29,375
baseline
▲ 0.50% · 4.625%
HK$30,923
+HK$1,548/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,750/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,139
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,983
−HK$857/mo
Today · 4.125%
HK$28,840
baseline
▲ 0.50% · 4.625%
HK$30,595
+HK$1,755/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,680/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,191
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,001
−HK$822/mo
Today · 4.125%
HK$31,823
baseline
▲ 0.50% · 4.625%
HK$33,500
+HK$1,677/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,646/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,226
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,135
−HK$924/mo
Today · 4.125%
HK$31,059
baseline
▲ 0.50% · 4.625%
HK$32,949
+HK$1,890/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,118/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,514
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,386
−HK$885/mo
Today · 4.125%
HK$34,271
baseline
▲ 0.50% · 4.625%
HK$36,077
+HK$1,806/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,542/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,314
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,288
−HK$989/mo
Today · 4.125%
HK$33,277
baseline
▲ 0.50% · 4.625%
HK$35,302
+HK$2,025/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,554/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,836
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,771
−HK$947/mo
Today · 4.125%
HK$36,718
baseline
▲ 0.50% · 4.625%
HK$38,654
+HK$1,936/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,436/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,401
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,440
−HK$1,056/mo
Today · 4.125%
HK$35,496
baseline
▲ 0.50% · 4.625%
HK$37,656
+HK$2,160/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,992/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,159
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,155
−HK$1,011/mo
Today · 4.125%
HK$39,166
baseline
▲ 0.50% · 4.625%
HK$41,231
+HK$2,065/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,332/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,489
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,593
−HK$1,121/mo
Today · 4.125%
HK$37,714
baseline
▲ 0.50% · 4.625%
HK$40,009
+HK$2,295/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,428/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,481
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,540
−HK$1,074/mo
Today · 4.125%
HK$41,614
baseline
▲ 0.50% · 4.625%
HK$43,808
+HK$2,194/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,228/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,577
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,745
−HK$1,188/mo
Today · 4.125%
HK$39,933
baseline
▲ 0.50% · 4.625%
HK$42,363
+HK$2,430/mo
Deposit HK$916K · loan HK$8.24M · min. income ≈ HK$79,866/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,804
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,925
−HK$1,137/mo
Today · 4.125%
HK$44,062
baseline
▲ 0.50% · 4.625%
HK$46,385
+HK$2,323/mo
Deposit HK$916K · loan HK$8.24M · min. income ≈ HK$88,124/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,506 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).