▼ 0.50% · 3.625%
HK$20,370
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,004
−HK$644/mo
Today · 4.125%
HK$21,648
baseline
▲ 0.50% · 4.625%
HK$22,965
+HK$1,317/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,296/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,662
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,270
−HK$616/mo
Today · 4.125%
HK$23,886
baseline
▲ 0.50% · 4.625%
HK$25,145
+HK$1,259/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,772/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,407
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,104
−HK$708/mo
Today · 4.125%
HK$23,812
baseline
▲ 0.50% · 4.625%
HK$25,261
+HK$1,449/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,624/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,928
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,596
−HK$679/mo
Today · 4.125%
HK$26,275
baseline
▲ 0.50% · 4.625%
HK$27,660
+HK$1,385/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,550/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,444
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,205
−HK$772/mo
Today · 4.125%
HK$25,977
baseline
▲ 0.50% · 4.625%
HK$27,558
+HK$1,581/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,954/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,194
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,923
−HK$740/mo
Today · 4.125%
HK$28,663
baseline
▲ 0.50% · 4.625%
HK$30,174
+HK$1,511/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,326/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,481
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,305
−HK$837/mo
Today · 4.125%
HK$28,142
baseline
▲ 0.50% · 4.625%
HK$29,854
+HK$1,712/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,284/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,460
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,250
−HK$802/mo
Today · 4.125%
HK$31,052
baseline
▲ 0.50% · 4.625%
HK$32,689
+HK$1,637/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,104/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,518
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,406
−HK$901/mo
Today · 4.125%
HK$30,307
baseline
▲ 0.50% · 4.625%
HK$32,151
+HK$1,844/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,614/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,726
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,577
−HK$864/mo
Today · 4.125%
HK$33,441
baseline
▲ 0.50% · 4.625%
HK$35,203
+HK$1,762/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,882/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,555
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,506
−HK$966/mo
Today · 4.125%
HK$32,472
baseline
▲ 0.50% · 4.625%
HK$34,447
+HK$1,975/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,944/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,993
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,904
−HK$925/mo
Today · 4.125%
HK$35,829
baseline
▲ 0.50% · 4.625%
HK$37,718
+HK$1,889/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,658/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,592
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,606
−HK$1,030/mo
Today · 4.125%
HK$34,636
baseline
▲ 0.50% · 4.625%
HK$36,744
+HK$2,108/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,272/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,259
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,231
−HK$987/mo
Today · 4.125%
HK$38,218
baseline
▲ 0.50% · 4.625%
HK$40,232
+HK$2,014/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,436/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,630
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,707
−HK$1,094/mo
Today · 4.125%
HK$36,801
baseline
▲ 0.50% · 4.625%
HK$39,040
+HK$2,239/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,602/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,525
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,558
−HK$1,048/mo
Today · 4.125%
HK$40,606
baseline
▲ 0.50% · 4.625%
HK$42,747
+HK$2,141/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,212/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,667
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,807
−HK$1,159/mo
Today · 4.125%
HK$38,966
baseline
▲ 0.50% · 4.625%
HK$41,337
+HK$2,371/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,932/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,791
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,885
−HK$1,110/mo
Today · 4.125%
HK$42,995
baseline
▲ 0.50% · 4.625%
HK$45,261
+HK$2,266/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$85,990/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,001 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).