▼ 0.50% · 3.625%
HK$21,320
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,983
−HK$674/mo
Today · 4.125%
HK$22,657
baseline
▲ 0.50% · 4.625%
HK$24,035
+HK$1,378/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,314/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,718
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,354
−HK$646/mo
Today · 4.125%
HK$25,000
baseline
▲ 0.50% · 4.625%
HK$26,317
+HK$1,317/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$50,000/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,452
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,181
−HK$742/mo
Today · 4.125%
HK$24,923
baseline
▲ 0.50% · 4.625%
HK$26,439
+HK$1,516/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$49,846/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,090
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,790
−HK$710/mo
Today · 4.125%
HK$27,500
baseline
▲ 0.50% · 4.625%
HK$28,949
+HK$1,449/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$55,000/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,584
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,380
−HK$808/mo
Today · 4.125%
HK$27,188
baseline
▲ 0.50% · 4.625%
HK$28,843
+HK$1,655/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,376/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,462
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,225
−HK$775/mo
Today · 4.125%
HK$30,000
baseline
▲ 0.50% · 4.625%
HK$31,581
+HK$1,581/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,000/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,716
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,578
−HK$876/mo
Today · 4.125%
HK$29,454
baseline
▲ 0.50% · 4.625%
HK$31,246
+HK$1,792/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,908/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,834
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,661
−HK$838/mo
Today · 4.125%
HK$32,499
baseline
▲ 0.50% · 4.625%
HK$34,213
+HK$1,714/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$64,998/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,848
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,776
−HK$944/mo
Today · 4.125%
HK$31,720
baseline
▲ 0.50% · 4.625%
HK$33,650
+HK$1,930/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,440/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,205
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,096
−HK$903/mo
Today · 4.125%
HK$34,999
baseline
▲ 0.50% · 4.625%
HK$36,844
+HK$1,845/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,998/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,980
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,975
−HK$1,010/mo
Today · 4.125%
HK$33,985
baseline
▲ 0.50% · 4.625%
HK$36,053
+HK$2,068/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,970/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,577
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,531
−HK$968/mo
Today · 4.125%
HK$37,499
baseline
▲ 0.50% · 4.625%
HK$39,476
+HK$1,977/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$74,998/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,112
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,173
−HK$1,078/mo
Today · 4.125%
HK$36,251
baseline
▲ 0.50% · 4.625%
HK$38,457
+HK$2,206/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,502/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,949
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,967
−HK$1,032/mo
Today · 4.125%
HK$39,999
baseline
▲ 0.50% · 4.625%
HK$42,108
+HK$2,109/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$79,998/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,244
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,371
−HK$1,146/mo
Today · 4.125%
HK$38,517
baseline
▲ 0.50% · 4.625%
HK$40,860
+HK$2,343/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,034/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,321
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,402
−HK$1,097/mo
Today · 4.125%
HK$42,499
baseline
▲ 0.50% · 4.625%
HK$44,739
+HK$2,240/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$84,998/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,376
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,570
−HK$1,212/mo
Today · 4.125%
HK$40,782
baseline
▲ 0.50% · 4.625%
HK$43,264
+HK$2,482/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$81,564/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,693
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,838
−HK$1,161/mo
Today · 4.125%
HK$44,999
baseline
▲ 0.50% · 4.625%
HK$47,371
+HK$2,372/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$89,998/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,978 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).