▼ 0.50% · 3.625%
HK$19,047
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,640
−HK$601/mo
Today · 4.125%
HK$20,241
baseline
▲ 0.50% · 4.625%
HK$21,473
+HK$1,232/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,482/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,190
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,758
−HK$576/mo
Today · 4.125%
HK$22,334
baseline
▲ 0.50% · 4.625%
HK$23,512
+HK$1,178/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,668/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,952
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,604
−HK$662/mo
Today · 4.125%
HK$22,266
baseline
▲ 0.50% · 4.625%
HK$23,620
+HK$1,354/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$44,532/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,309
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,934
−HK$634/mo
Today · 4.125%
HK$24,568
baseline
▲ 0.50% · 4.625%
HK$25,863
+HK$1,295/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$49,136/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,856
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,567
−HK$723/mo
Today · 4.125%
HK$24,290
baseline
▲ 0.50% · 4.625%
HK$25,768
+HK$1,478/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,580/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,428
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,110
−HK$691/mo
Today · 4.125%
HK$26,801
baseline
▲ 0.50% · 4.625%
HK$28,214
+HK$1,413/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,602/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,761
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,531
−HK$783/mo
Today · 4.125%
HK$26,314
baseline
▲ 0.50% · 4.625%
HK$27,915
+HK$1,601/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,628/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,547
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,285
−HK$750/mo
Today · 4.125%
HK$29,035
baseline
▲ 0.50% · 4.625%
HK$30,565
+HK$1,530/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,070/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,666
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,495
−HK$843/mo
Today · 4.125%
HK$28,338
baseline
▲ 0.50% · 4.625%
HK$30,062
+HK$1,724/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,676/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,666
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,461
−HK$807/mo
Today · 4.125%
HK$31,268
baseline
▲ 0.50% · 4.625%
HK$32,916
+HK$1,648/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,536/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,571
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,459
−HK$903/mo
Today · 4.125%
HK$30,362
baseline
▲ 0.50% · 4.625%
HK$32,210
+HK$1,848/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,724/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,785
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,637
−HK$865/mo
Today · 4.125%
HK$33,502
baseline
▲ 0.50% · 4.625%
HK$35,268
+HK$1,766/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$67,004/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,475
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,423
−HK$963/mo
Today · 4.125%
HK$32,386
baseline
▲ 0.50% · 4.625%
HK$34,357
+HK$1,971/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,772/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,903
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,813
−HK$922/mo
Today · 4.125%
HK$35,735
baseline
▲ 0.50% · 4.625%
HK$37,619
+HK$1,884/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,470/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,380
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,387
−HK$1,024/mo
Today · 4.125%
HK$34,411
baseline
▲ 0.50% · 4.625%
HK$36,504
+HK$2,093/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,822/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,022
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$36,989
−HK$980/mo
Today · 4.125%
HK$37,969
baseline
▲ 0.50% · 4.625%
HK$39,970
+HK$2,001/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,938/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,285
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,351
−HK$1,084/mo
Today · 4.125%
HK$36,435
baseline
▲ 0.50% · 4.625%
HK$38,652
+HK$2,217/mo
Deposit HK$835K · loan HK$7.52M · min. income ≈ HK$72,870/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,141
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,164
−HK$1,038/mo
Today · 4.125%
HK$40,202
baseline
▲ 0.50% · 4.625%
HK$42,321
+HK$2,119/mo
Deposit HK$835K · loan HK$7.52M · min. income ≈ HK$80,404/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,592 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).