▼ 0.50% · 3.625%
HK$20,828
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,476
−HK$658/mo
Today · 4.125%
HK$22,134
baseline
▲ 0.50% · 4.625%
HK$23,481
+HK$1,347/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,268/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,171
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,793
−HK$630/mo
Today · 4.125%
HK$24,423
baseline
▲ 0.50% · 4.625%
HK$25,710
+HK$1,287/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,846/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,911
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,624
−HK$724/mo
Today · 4.125%
HK$24,348
baseline
▲ 0.50% · 4.625%
HK$25,829
+HK$1,481/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,696/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,488
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,172
−HK$693/mo
Today · 4.125%
HK$26,865
baseline
▲ 0.50% · 4.625%
HK$28,282
+HK$1,417/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,730/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,994
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,771
−HK$790/mo
Today · 4.125%
HK$26,561
baseline
▲ 0.50% · 4.625%
HK$28,177
+HK$1,616/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,122/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,805
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,551
−HK$757/mo
Today · 4.125%
HK$29,308
baseline
▲ 0.50% · 4.625%
HK$30,853
+HK$1,545/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,616/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,077
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,919
−HK$856/mo
Today · 4.125%
HK$28,775
baseline
▲ 0.50% · 4.625%
HK$30,526
+HK$1,751/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,550/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,123
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,930
−HK$820/mo
Today · 4.125%
HK$31,750
baseline
▲ 0.50% · 4.625%
HK$33,424
+HK$1,674/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,500/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,160
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,067
−HK$921/mo
Today · 4.125%
HK$30,988
baseline
▲ 0.50% · 4.625%
HK$32,874
+HK$1,886/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,976/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,440
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,310
−HK$882/mo
Today · 4.125%
HK$34,192
baseline
▲ 0.50% · 4.625%
HK$35,995
+HK$1,803/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,384/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,242
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,214
−HK$988/mo
Today · 4.125%
HK$33,202
baseline
▲ 0.50% · 4.625%
HK$35,222
+HK$2,020/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,404/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,757
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,689
−HK$946/mo
Today · 4.125%
HK$36,635
baseline
▲ 0.50% · 4.625%
HK$38,566
+HK$1,931/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,270/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,325
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,362
−HK$1,053/mo
Today · 4.125%
HK$35,415
baseline
▲ 0.50% · 4.625%
HK$37,570
+HK$2,155/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,830/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,074
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,068
−HK$1,009/mo
Today · 4.125%
HK$39,077
baseline
▲ 0.50% · 4.625%
HK$41,137
+HK$2,060/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,154/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,408
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,509
−HK$1,119/mo
Today · 4.125%
HK$37,628
baseline
▲ 0.50% · 4.625%
HK$39,918
+HK$2,290/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$75,256/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,391
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,448
−HK$1,071/mo
Today · 4.125%
HK$41,519
baseline
▲ 0.50% · 4.625%
HK$43,708
+HK$2,189/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$83,038/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,491
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,657
−HK$1,185/mo
Today · 4.125%
HK$39,842
baseline
▲ 0.50% · 4.625%
HK$42,266
+HK$2,424/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$79,684/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,708
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,827
−HK$1,135/mo
Today · 4.125%
HK$43,962
baseline
▲ 0.50% · 4.625%
HK$46,279
+HK$2,317/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$87,924/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,418 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).