▼ 0.50% · 3.625%
HK$21,018
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,672
−HK$664/mo
Today · 4.125%
HK$22,336
baseline
▲ 0.50% · 4.625%
HK$23,696
+HK$1,360/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,672/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,383
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,010
−HK$636/mo
Today · 4.125%
HK$24,646
baseline
▲ 0.50% · 4.625%
HK$25,945
+HK$1,299/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,292/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,120
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,839
−HK$731/mo
Today · 4.125%
HK$24,570
baseline
▲ 0.50% · 4.625%
HK$26,065
+HK$1,495/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,140/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,721
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,411
−HK$700/mo
Today · 4.125%
HK$27,111
baseline
▲ 0.50% · 4.625%
HK$28,540
+HK$1,429/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,222/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,222
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,007
−HK$797/mo
Today · 4.125%
HK$26,804
baseline
▲ 0.50% · 4.625%
HK$28,435
+HK$1,631/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$53,608/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,059
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,812
−HK$763/mo
Today · 4.125%
HK$29,575
baseline
▲ 0.50% · 4.625%
HK$31,134
+HK$1,559/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$59,150/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,324
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,174
−HK$863/mo
Today · 4.125%
HK$29,037
baseline
▲ 0.50% · 4.625%
HK$30,804
+HK$1,767/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$58,074/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,398
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,213
−HK$827/mo
Today · 4.125%
HK$32,040
baseline
▲ 0.50% · 4.625%
HK$33,729
+HK$1,689/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$64,080/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,426
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,341
−HK$930/mo
Today · 4.125%
HK$31,271
baseline
▲ 0.50% · 4.625%
HK$33,174
+HK$1,903/mo
Deposit HK$2.77M · loan HK$6.45M · min. income ≈ HK$62,542/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,736
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,614
−HK$891/mo
Today · 4.125%
HK$34,505
baseline
▲ 0.50% · 4.625%
HK$36,323
+HK$1,818/mo
Deposit HK$2.77M · loan HK$6.45M · min. income ≈ HK$69,010/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,528
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,508
−HK$997/mo
Today · 4.125%
HK$33,505
baseline
▲ 0.50% · 4.625%
HK$35,543
+HK$2,038/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$67,010/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,074
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,015
−HK$954/mo
Today · 4.125%
HK$36,969
baseline
▲ 0.50% · 4.625%
HK$38,918
+HK$1,949/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$73,938/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,630
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,676
−HK$1,062/mo
Today · 4.125%
HK$35,738
baseline
▲ 0.50% · 4.625%
HK$37,913
+HK$2,175/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$71,476/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,413
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,416
−HK$1,018/mo
Today · 4.125%
HK$39,434
baseline
▲ 0.50% · 4.625%
HK$41,512
+HK$2,078/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$78,868/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,731
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,843
−HK$1,129/mo
Today · 4.125%
HK$37,972
baseline
▲ 0.50% · 4.625%
HK$40,283
+HK$2,311/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$75,944/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,751
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,817
−HK$1,081/mo
Today · 4.125%
HK$41,898
baseline
▲ 0.50% · 4.625%
HK$44,107
+HK$2,209/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$83,796/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,833
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,010
−HK$1,196/mo
Today · 4.125%
HK$40,206
baseline
▲ 0.50% · 4.625%
HK$42,652
+HK$2,446/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$80,412/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,089
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,218
−HK$1,145/mo
Today · 4.125%
HK$44,363
baseline
▲ 0.50% · 4.625%
HK$46,701
+HK$2,338/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$88,726/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,759 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).