▼ 0.50% · 3.625%
HK$19,540
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,148
−HK$617/mo
Today · 4.125%
HK$20,765
baseline
▲ 0.50% · 4.625%
HK$22,029
+HK$1,264/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,530/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,738
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,321
−HK$592/mo
Today · 4.125%
HK$22,913
baseline
▲ 0.50% · 4.625%
HK$24,120
+HK$1,207/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,826/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,494
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,163
−HK$679/mo
Today · 4.125%
HK$22,842
baseline
▲ 0.50% · 4.625%
HK$24,232
+HK$1,390/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$45,684/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,912
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,553
−HK$651/mo
Today · 4.125%
HK$25,204
baseline
▲ 0.50% · 4.625%
HK$26,532
+HK$1,328/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$50,408/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,448
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,177
−HK$741/mo
Today · 4.125%
HK$24,918
baseline
▲ 0.50% · 4.625%
HK$26,435
+HK$1,517/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,836/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,086
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,785
−HK$710/mo
Today · 4.125%
HK$27,495
baseline
▲ 0.50% · 4.625%
HK$28,944
+HK$1,449/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$54,990/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,402
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,192
−HK$803/mo
Today · 4.125%
HK$26,995
baseline
▲ 0.50% · 4.625%
HK$28,638
+HK$1,643/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$53,990/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,260
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,017
−HK$769/mo
Today · 4.125%
HK$29,786
baseline
▲ 0.50% · 4.625%
HK$31,356
+HK$1,570/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,572/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,356
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,207
−HK$865/mo
Today · 4.125%
HK$29,072
baseline
▲ 0.50% · 4.625%
HK$30,840
+HK$1,768/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,144/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,433
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,250
−HK$828/mo
Today · 4.125%
HK$32,078
baseline
▲ 0.50% · 4.625%
HK$33,768
+HK$1,690/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,156/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,310
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,222
−HK$926/mo
Today · 4.125%
HK$31,148
baseline
▲ 0.50% · 4.625%
HK$33,043
+HK$1,895/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,296/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,607
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,482
−HK$887/mo
Today · 4.125%
HK$34,369
baseline
▲ 0.50% · 4.625%
HK$36,180
+HK$1,811/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,738/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,264
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,237
−HK$988/mo
Today · 4.125%
HK$33,225
baseline
▲ 0.50% · 4.625%
HK$35,246
+HK$2,021/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$66,450/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,781
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,714
−HK$946/mo
Today · 4.125%
HK$36,660
baseline
▲ 0.50% · 4.625%
HK$38,593
+HK$1,933/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$73,320/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,218
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,251
−HK$1,050/mo
Today · 4.125%
HK$35,301
baseline
▲ 0.50% · 4.625%
HK$37,449
+HK$2,148/mo
Deposit HK$1.29M · loan HK$7.28M · min. income ≈ HK$70,602/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,955
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,946
−HK$1,005/mo
Today · 4.125%
HK$38,951
baseline
▲ 0.50% · 4.625%
HK$41,005
+HK$2,054/mo
Deposit HK$1.29M · loan HK$7.28M · min. income ≈ HK$77,902/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,172
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,266
−HK$1,112/mo
Today · 4.125%
HK$37,378
baseline
▲ 0.50% · 4.625%
HK$39,652
+HK$2,274/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,756/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,129
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,178
−HK$1,065/mo
Today · 4.125%
HK$41,243
baseline
▲ 0.50% · 4.625%
HK$43,417
+HK$2,174/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$82,486/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,078 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).